HMN Financial, Inc.
NASDAQ Global MarketTotal Valuation
HMN Financial, Inc. carries a market capitalization of 124.97M, placing it among publicly traded companies globally. Its enterprise value stands at -102.13M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 124.97M |
| Enterprise Value | -102.13M |
Share Statistics
HMN Financial, Inc. currently has 4.46M shares outstanding.
| Shares Outstanding | 4.46M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
HMN Financial, Inc. trades at a trailing price-to-earnings ratio of 19.05. The price-to-sales ratio is 2.61, and the price-to-book ratio stands at 0.69.
| PE Ratio | 19.05 |
| PS Ratio | 2.61 |
| PB Ratio | 0.69 |
| P/TBV Ratio | 0.93 |
| P/FCF Ratio | 6.83 |
| P/OCF Ratio | 7.04 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 9.79 |
| Debt / EBITDA | 5.57 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 3.69 |
| Return on Assets (ROA) | 0.47 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, HMN Financial, Inc. has paid 2.18M in income taxes, reflecting an effective tax rate of 29.43.
| Income Tax | 2.18M |
| Effective Tax Rate | 29.43 |
Stock Price Statistics
HMN Financial, Inc.'s stock has gained approximately 54.4702% over the past 52 weeks. The 50-day moving average sits at 26.10, while the 200-day moving average is 22.76.
| Beta (5Y) | N/A |
| 52-Week Price Change | 54.4702% |
| 50-Day Moving Average | 26.10 |
| 200-Day Moving Average | 22.76 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, HMN Financial, Inc. generated 38.21M in revenue and converted that into 5.24M in net income, yielding earnings per share of 1.19.
| Revenue | 38.21M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 7.42M |
| Net Income | 5.24M |
| EBITDA | 1.94M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 1.19 |
Balance Sheet
HMN Financial, Inc. holds 212.69M in cash and equivalents against 10.80M in total debt, resulting in a net debt position of -2.86M.
| Cash & Cash Equivalents | 212.69M |
| Total Debt | 10.80M |
| Net Debt | -2.86M |
| Equity (Book Value) | 143.87M |
| Book Value Per Share | 32.88 |
| Working Capital | N/A |
Cash Flow
HMN Financial, Inc. produced 14.17M in operating cash flow over the past twelve months. After subtracting -473,000.00 in capital expenditures, free cash flow totaled 13.70M - equivalent to 3.13 per share.
| Operating Cash Flow | 14.17M |
| Capital Expenditures | -473,000.00 |
| Free Cash Flow | 13.70M |
| FCF Per Share | 3.13 |
Margins
HMN Financial, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 19.42 |
| Profit Margin | 13.71 |
| EBITDA Margin | 5.07 |
Dividends & Yields
The company's payout ratio of 28.27 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.34 |
| Dividend Yield | N/A |
| Payout Ratio | 28.27 |
| Shareholder Yield | 7.36 |
| FCF Yield | 14.64 |
Stock Splits
HMN Financial, Inc.'s most recent stock split took place on May 26, 1998 with a 2:3 split ratio.
| Last Split Date | 5/26/1998 |
| Split Ratio | 2:3 |
Scores
HMN Financial, Inc. posts an Altman Z-Score of 0.28, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.28 |