Hanover Bancorp, Inc.
NASDAQ Global SelectTotal Valuation
Hanover Bancorp, Inc. carries a market capitalization of 176.48M, placing it among publicly traded companies globally. Its enterprise value stands at 59.33M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 176.48M |
| Enterprise Value | 59.33M |
Share Statistics
Hanover Bancorp, Inc. currently has 7.16M shares outstanding.
| Shares Outstanding | 7.16M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Hanover Bancorp, Inc. trades at a trailing price-to-earnings ratio of 20.55. The price-to-sales ratio is 2.18, and the price-to-book ratio stands at 2.19.
| PE Ratio | 20.55 |
| PS Ratio | 2.18 |
| PB Ratio | 2.19 |
| P/TBV Ratio | 0.94 |
| P/FCF Ratio | 14.55 |
| P/OCF Ratio | 15.71 |
Enterprise Valuation
On an enterprise value basis, Hanover Bancorp, Inc. trades at an EV/EBITDA multiple of 10.78 and an EV/FCF ratio of 5.36.
| EV / Sales | 0.80 |
| EV / EBITDA | 10.78 |
| EV / EBIT | N/A |
| EV / FCF | 5.36 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 63.34 |
| Debt / EBITDA | 23.19 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 11.02 |
| Return on Assets (ROA) | 0.34 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Hanover Bancorp, Inc. has paid 3.32M in income taxes, reflecting an effective tax rate of 29.73.
| Income Tax | 3.32M |
| Effective Tax Rate | 29.73 |
Stock Price Statistics
Hanover Bancorp, Inc.'s stock has gained approximately 10.33557% over the past 52 weeks. The 50-day moving average sits at 23.47, while the 200-day moving average is 22.61.
| Beta (5Y) | N/A |
| 52-Week Price Change | 10.33557% |
| 50-Day Moving Average | 23.47 |
| 200-Day Moving Average | 22.61 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Hanover Bancorp, Inc. generated 74.07M in revenue and converted that into 7.84M in net income, yielding earnings per share of 1.05.
| Revenue | 74.07M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 11.16M |
| Net Income | 7.84M |
| EBITDA | 5.50M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 1.05 |
Balance Sheet
Hanover Bancorp, Inc. holds 234.45M in cash and equivalents against 127.60M in total debt, resulting in a net debt position of -75.65M.
| Cash & Cash Equivalents | 234.45M |
| Total Debt | 127.60M |
| Net Debt | -75.65M |
| Equity (Book Value) | 73.60M |
| Book Value Per Share | 9.86 |
| Working Capital | N/A |
Cash Flow
Hanover Bancorp, Inc. produced 10.25M in operating cash flow over the past twelve months. After subtracting -825,000.00 in capital expenditures, free cash flow totaled 9.43M - equivalent to 1.26 per share.
| Operating Cash Flow | 10.25M |
| Capital Expenditures | -825,000.00 |
| Free Cash Flow | 9.43M |
| FCF Per Share | 1.26 |
Margins
Hanover Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 15.07 |
| Profit Margin | 10.59 |
| EBITDA Margin | 7.43 |
Dividends & Yields
The company's payout ratio of 38.34 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.40 |
| Dividend Yield | N/A |
| Payout Ratio | 38.34 |
| Shareholder Yield | -41.53 |
| FCF Yield | 6.87 |
Scores
Hanover Bancorp, Inc. posts an Altman Z-Score of 0.12, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.12 |