Bac A Commercial Joint Stock Bank
HHNX:BAB10,600.00
VND
0.00
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Bac A Commercial Joint Stock Bank
HNX:BAB
(Hanoi Stock Exchange)
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10,600.00
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ROIC.AI
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- Bac A Commercial Joint Stock Bank provides a range of commercial banking, retail banking, corporate finance, and investment advisory services to individual, small and medium-sized enterprise, and corporate clients across Vietnam. The bank offers personal banking solutions, including current accounts, tiered savings accounts, fixed-term deposits, and certificates of deposit; consumer lending facilities comprising residential mortgage loans, home renovation loans, automobile financing, personal consumer credit, and education loans; debit, credit, and prepaid card issuing; and domestic remittance, international wire transfers, and utility billing services. Its corporate banking portfolio encompasses working capital financing, medium- and long-term project loans, syndicated lending facilities, and overdraft lines; trade finance instruments such as import and export letters of credit, documentary collections, performance and payment guarantees, and bill discounting; treasury and liquidity management, including corporate payroll distribution, foreign exchange trading, spot and forward currency contracts, and money market operations; and specialized investment consulting, corporate restructuring advisory, and project financing with a strategic focus on high-tech agriculture, clean food processing, pharmaceutical materials, healthcare, and education sectors. Additionally, the bank delivers digital banking services via the BAC A BANK Mobile Banking application and BAC A BANK Corporate digital platform, supported by electronic know-your-customer (eKYC) onboarding, contactless payment integrations, automated self-service Kiosk Banking units, and life and non-life bancassurance distribution. In recent developments, Bac A Commercial Joint Stock Bank increased its charter capital to more than VND 10 trillion through stock dividend issuances and equity offerings to support balance sheet expansion; received a first-time Long-Term Issuer Default Rating of B+ with a stable outlook from Fitch Ratings; executed Tier 2 public and private bond issuances to optimize its capital adequacy structure; and accelerated its multi-year digital transformation strategy through modernizations of its core digital interfaces, smart payment infrastructure, and sustained green credit commitments in partnership with sustainable agriculture leaders. Bac A Commercial Joint Stock Bank was founded on September 1, 1994 and is headquartered in Vinh, Nghe An Province, Vietnam.