HarborOne Bancorp, Inc.
NASDAQ Global SelectTotal Valuation
HarborOne Bancorp, Inc. carries a market capitalization of 522.22M, placing it among publicly traded companies globally. Its enterprise value stands at 461.34M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 522.22M |
| Enterprise Value | 461.34M |
Share Statistics
HarborOne Bancorp, Inc. currently has 43.08M shares outstanding.
| Shares Outstanding | 43.08M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
HarborOne Bancorp, Inc. trades at a trailing price-to-earnings ratio of 17.93. The price-to-sales ratio is 2.78, and the price-to-book ratio stands at 1.24.
| PE Ratio | 17.93 |
| PS Ratio | 2.78 |
| PB Ratio | 1.24 |
| P/TBV Ratio | 0.99 |
| P/FCF Ratio | 9.92 |
| P/OCF Ratio | 10.11 |
Enterprise Valuation
On an enterprise value basis, HarborOne Bancorp, Inc. trades at an EV/EBITDA multiple of 105.06 and an EV/FCF ratio of 9.60.
| EV / Sales | 2.71 |
| EV / EBITDA | 105.06 |
| EV / EBIT | N/A |
| EV / FCF | 9.60 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 75.78 |
| Debt / EBITDA | 100.13 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 7.04 |
| Return on Assets (ROA) | 0.46 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, HarborOne Bancorp, Inc. has paid 6.39M in income taxes, reflecting an effective tax rate of 19.50.
| Income Tax | 6.39M |
| Effective Tax Rate | 19.50 |
Stock Price Statistics
HarborOne Bancorp, Inc.'s stock has declined approximately -6.0559% over the past 52 weeks. The 50-day moving average sits at 13.26, while the 200-day moving average is 11.84.
| Beta (5Y) | N/A |
| 52-Week Price Change | -6.0559% |
| 50-Day Moving Average | 13.26 |
| 200-Day Moving Average | 11.84 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, HarborOne Bancorp, Inc. generated 170.00M in revenue and converted that into 26.37M in net income, yielding earnings per share of 0.65.
| Revenue | 170.00M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 32.76M |
| Net Income | 26.37M |
| EBITDA | 4.39M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 0.65 |
Balance Sheet
HarborOne Bancorp, Inc. holds 451.22M in cash and equivalents against 439.65M in total debt, resulting in a net debt position of 236.60M.
| Cash & Cash Equivalents | 451.22M |
| Total Debt | 439.65M |
| Net Debt | 236.60M |
| Equity (Book Value) | 380.73M |
| Book Value Per Share | 9.40 |
| Working Capital | N/A |
Cash Flow
HarborOne Bancorp, Inc. produced 46.78M in operating cash flow over the past twelve months. After subtracting -1.25M in capital expenditures, free cash flow totaled 45.53M - equivalent to 1.12 per share.
| Operating Cash Flow | 46.78M |
| Capital Expenditures | -1.25M |
| Free Cash Flow | 45.53M |
| FCF Per Share | 1.12 |
Margins
HarborOne Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 19.27 |
| Profit Margin | 15.51 |
| EBITDA Margin | 2.58 |
Dividends & Yields
The company's payout ratio of 51.05 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.33 |
| Dividend Yield | N/A |
| Payout Ratio | 51.05 |
| Shareholder Yield | 37.35 |
| FCF Yield | 10.09 |
Stock Splits
HarborOne Bancorp, Inc.'s most recent stock split took place on August 15, 2019 with a 200:359 split ratio.
| Last Split Date | 8/15/2019 |
| Split Ratio | 200:359 |
Scores
HarborOne Bancorp, Inc. posts an Altman Z-Score of 0.18, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.18 |