HealthEquity, Inc.

Total Valuation

HealthEquity, Inc. carries a market capitalization of 8.10B, placing it among publicly traded companies globally. Its enterprise value stands at 9.06B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Share Statistics

HealthEquity, Inc. currently has 82.91M shares outstanding.

Valuation Ratios

HealthEquity, Inc. trades at a trailing price-to-earnings ratio of 36.07. The price-to-sales ratio is 6.26, and the price-to-book ratio stands at 4.19.

Enterprise Valuation

On an enterprise value basis, HealthEquity, Inc. trades at an EV/EBITDA multiple of 17.63 and an EV/FCF ratio of 15.51. The EV/Sales ratio of 6.65 reflects the premium investors are willing to pay for the company's revenue stream, while the EV/EBIT multiple of 25.44 provides insight into valuation relative to core operating earnings.

Financial Position

HealthEquity, Inc. maintains a current ratio of 2.99, meaning it holds 3.0x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 48.79, indicating elevated leverage, while an interest coverage ratio of 9.78 demonstrates adequate ability to service its debt obligations.

Financial Efficiency

HealthEquity, Inc. posts a return on equity of 11.43 and a return on invested capital of 8.85.

Taxes

Over the trailing twelve months, HealthEquity, Inc. has paid 72.22M in income taxes, reflecting an effective tax rate of 23.39.

Stock Price Statistics

HealthEquity, Inc.'s stock has gained approximately 1.95833% over the past 52 weeks. The 50-day moving average sits at 95.81, while the 200-day moving average is 88.62.

Income Statement

Over the trailing twelve months, HealthEquity, Inc. generated 1.36B in revenue and converted that into 236.49M in net income, yielding earnings per share of 2.76. EBITDA reached 513.61M, while operating income came in at 355.98M.

Balance Sheet

HealthEquity, Inc. holds 256.00M in cash and equivalents against 971.02M in total debt, resulting in a net debt position of 675.06M. Total book value stands at 1.99B, with working capital of 306.43M providing operational flexibility.

Cash Flow

HealthEquity, Inc. produced 490.18M in operating cash flow over the past twelve months. After subtracting -53.51M in capital expenditures, free cash flow totaled 436.66M - equivalent to 5.15 per share.

Margins

HealthEquity, Inc. operates with a gross margin of 71.25, reflecting its pricing power and cost economics. The operating margin of 26.13 and net profit margin of 17.36 provide insight into operational efficiency.

Dividends & Yields

Scores

HealthEquity, Inc. posts an Altman Z-Score of 9.35, well above the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.