Heartland Financial USA, Inc.
NASDAQ Global SelectTotal Valuation
Heartland Financial USA, Inc. carries a market capitalization of 1.07B, placing it among publicly traded companies globally. Its enterprise value stands at -237.75M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 1.07B |
| Enterprise Value | -237.75M |
Share Statistics
Heartland Financial USA, Inc. currently has 42.88M shares outstanding.
| Shares Outstanding | 42.88M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Enterprise Valuation
On an enterprise value basis, Heartland Financial USA, Inc. trades at an EV/EBITDA multiple of 34.85 and an EV/FCF ratio of 2.51.
| EV / Sales | 1.21 |
| EV / EBITDA | 34.85 |
| EV / EBIT | N/A |
| EV / FCF | 2.51 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 11.26 |
| Debt / EBITDA | 13.14 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 6.02 |
| Return on Assets (ROA) | 0.44 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Heartland Financial USA, Inc. has paid 20.75M in income taxes, reflecting an effective tax rate of 19.58.
| Income Tax | 20.75M |
| Effective Tax Rate | 19.58 |
Stock Price Statistics
Heartland Financial USA, Inc.'s stock has gained approximately 0.60240964% over the past 52 weeks. The 50-day moving average sits at 25.31, while the 200-day moving average is 25.26.
| Beta (5Y) | N/A |
| 52-Week Price Change | 0.60240964% |
| 50-Day Moving Average | 25.31 |
| 200-Day Moving Average | 25.26 |
| Average Volume (20 Days) | N/A |
Income Statement
| Revenue | 603.99M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 105.99M |
| Net Income | 85.24M |
| EBITDA | 18.34M |
| EBIT | N/A |
| Earnings Per Share (EPS) | N/A |
Balance Sheet
Heartland Financial USA, Inc. holds 589.44M in cash and equivalents against 240.98M in total debt, resulting in a net debt position of -348.46M.
| Cash & Cash Equivalents | 589.44M |
| Total Debt | 240.98M |
| Net Debt | -348.46M |
| Equity (Book Value) | 1.30B |
| Book Value Per Share | N/A |
| Working Capital | N/A |
Cash Flow
Heartland Financial USA, Inc. produced 196.99M in operating cash flow over the past twelve months.
| Operating Cash Flow | 196.99M |
| Capital Expenditures | N/A |
| Free Cash Flow | 196.99M |
| FCF Per Share | N/A |
Margins
Heartland Financial USA, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 17.55 |
| Profit Margin | 14.11 |
| EBITDA Margin | 3.04 |
Dividends & Yields
The company's payout ratio of 66.57 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | 66.57 |
| Shareholder Yield | N/A |
| FCF Yield | N/A |
Scores
Heartland Financial USA, Inc. posts an Altman Z-Score of 0.13, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.13 |