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ICICI Lombard General Insurance Company Limited

ICICI Lombard General Insurance Company Limited

ICICIGI.NS
ICICI Lombard General Insurance Company LimitedIN flagNational Stock Exchange of India
1,794.70
INR
-9.50
- -
896.04BMarket Cap
ICICI Lombard General Insurance Company Limited
ICICIGI.NS
(National Stock Exchange of India)

Recent

price

1,794.70

P/E

ratio

- -

div

yld

- -

ROIC.AI

2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
112.44
124.33
128.94
155.26
184.98
213.31
245.48
254.27
284.97
337.54
378.18
442.8
503.75
565.87
500.8
Revenue per Share
8.08
11.7
13.14
11.3
15.54
19.01
23.11
26.27
32.41
25.91
35.21
39.03
50.74
55.74
54.03
Basic EPS, GAAP
-1.18
-0.86
-1.17
-1.18
-1.19
-1.65
-2.57
-6.67
-1.74
-1.55
-2.46
-3.87
-4.68
-4.89
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
10
19.69
30.47
38.06
47.78
64.64
81.33
99.02
127.42
53.9
79.57
108.04
146.77
188.19
10.03
Book Value per Share
43.36
52.58
64.66
72.15
85.64
103.72
118.64
128.17
163.78
185.09
211.49
247.45
290.05
330.91
306.69
Tangible Book Value per Share
437
445
445
447
452
453
454
454
455
491
491
492
494
497
495
Basic Weighted Avg Shares
49,114
55,288
57,419
69,426
83,559
96,707
111,462
115,543
129,522
165,591
185,704
217,681
249,006
281,408
247,938
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
488
497
537
565
535
509
600
900
1,300
1,414
1,424
1,338
1,244
1,647
- -
Depreciation Expense
3,528
5,201
5,853
5,053
7,019
8,618
10,493
11,938
14,731
12,710
17,291
19,186
25,083
27,719
26,750
Net Income, GAAP
- -
2.51
16.94
28.3
22.88
27.96
34.36
29.65
24.61
24.5
18.15
24.91
24.48
24.24
24.46
Effective Tax Rate (%)
7.18
9.41
10.19
7.28
8.4
8.91
9.41
10.33
11.37
7.68
9.31
8.81
10.07
9.85
10.79
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
4,850
4,850
4,850
4,850
4,850
2,550
350
350
- -
- -
- -
LT Debt
19,711
24,119
29,542
32,960
39,011
47,269
54,004
60,394
75,985
91,927
104,439
122,050
144,852
166,339
151,840
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
66.99
46.32
29.46
30.29
27.25
27.28
26.72
26.9
28.77
51.19
41.86
40.6
34.2
540.48
Return on Capital (%)
- -
79.23
52.43
33.04
36.37
33.87
31.68
29.14
28.63
30.13
52.78
41.62
39.92
33.37
540.48
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'25
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
495
496
497
Market Capitalization
883,232
886,281
1,010,075

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
2,863
30,999
6,504
Accounts Receivable, Net
- -
121,495
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
17.64%
16.99%
14.83%
Free Cash Flow
32.21%
27.91%
5.27%
Net Income, GAAP
19.51%
14.91%
10.51%
Sales/Revenue/Turnover
15.17%
16.92%
13.01%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
47,393
52,623
51,592
66,244
217,681
2025
56,317
61,497
61,663
60,537
249,006
2026
64,240
69,047
67,758
- -
281,408

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
7.95
11.75
8.78
- -
39.03
2025
11.77
14.05
14.63
10.29
50.74
2026
15.06
13.25
10.97
- -
55.74

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
ICICI Lombard General Insurance Company Limited (ICICIGI.NS) operates as India's leading private sector general insurer, providing a comprehensive portfolio of non-life insurance products including motor insurance for cars and two-wheelers with features like doorstep cashless repairs, kms-based plans and AI-backed claims; health insurance offerings such as Elevate Health policy with AI personalization, MaxProtect for inflation-adjusted coverage, Anywhere Cashless hospitalization and plans like Health Shield, Health Elite; travel insurance covering international, overseas student and domestic trips; home insurance against disasters; crop insurance under Pradhan Mantri Fasal Bima Yojana; fire, marine, engineering, liability, personal accident, property, weather and specialty lines like drone and cyber insurance; headquartered in Mumbai at ICICI Lombard House, 414 Veer Savarkar Marg, Prabhadevi, with 328 branches, 15,123 employees and operations across urban and rural India targeting retail, corporate, government and SME customers. Founded in 2001 as a joint venture between ICICI Bank and Fairfax Financial Holdings, the company maintains strong promoter ties with ICICI Bank holding a significant stake following its February 2024 acquisition of an additional 1.4% ownership for Rs 1,164 crore, and recently expanded distribution through partnerships with over 200 financial institutions including seven new entities boasting 4,000 branches, a June 2025 alliance with Clearspeed via Aelius for AI-driven fraud detection starting in motor theft claims, launches of 14 innovative products in 2022-2023 under IRDAI's Use and File framework, the AI-powered Elevate health product in 2024, MaxProtect in December 2023 and Anywhere Cashless in March 2023, alongside completed integration of Bharti AXA General Insurance business acquired in 2020-2021 via share swap to boost scale and market share to around 8.3% with gross written premium reaching Rs 282.58 billion for FY2025.