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ICICI Prudential Life Insurance Company Limited

ICICI Prudential Life Insurance Company Limited

ICICIPRULI.NS
ICICI Prudential Life Insurance Company LimitedIN flagNational Stock Exchange of India
510.35
INR
+19.65
- -
739.88BMarket Cap
ICICI Prudential Life Insurance Company Limited
ICICIPRULI.NS
(National Stock Exchange of India)

Recent

price

510.35

P/E

ratio

- -

div

yld

- -

ROIC.AI

2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
94.81
137.37
150.27
236.8
141.3
259.8
267.57
284.3
139.87
576.16
430.75
338.53
619.21
484.11
- -
489.96
Revenue per Share
9.67
10.58
10.9
11.45
11.52
11.72
11.28
7.93
7.43
6.66
5.28
5.66
5.91
8.21
- -
8.74
Basic EPS, GAAP
-0.26
-0.24
-0.55
-0.4
-0.37
-0.37
-0.49
-0.78
-0.46
-0.59
-1.31
-1.34
-1.64
-1.79
- -
- -
Free Cash Flow per Basic Share
2.19
3.09
6.53
5.84
8.4
5.95
6.9
4.9
2.35
- -
2
0.55
0.6
0.6
- -
- -
Dividend per Share
10.12
10.31
11.28
13.12
13.49
20.74
23.94
25.02
26.17
39.36
39.28
45.38
51.11
55.76
- -
12.28
Book Value per Share
33.52
33.68
34.65
36.61
37
44.51
47.81
48.95
50.12
63.23
63.42
69.68
75.85
81.97
- -
86.83
Tangible Book Value per Share
1,432
1,432
1,432
1,432
1,432
1,434
1,435
1,436
1,436
1,436
1,437
1,438
1,440
1,444
- -
1,445
Basic Weighted Avg Shares
135,795
196,758
215,236
339,180
202,390
372,625
384,078
408,145
200,837
827,312
618,942
486,835
891,364
698,861
622,065
707,853
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
557
411
470
397
456
579
437
567
606
599
670
838
1,132
1,340
1,452
- -
Depreciation Expense
13,857
15,154
15,614
16,404
16,501
16,817
16,192
11,389
10,670
9,562
7,592
8,135
8,507
11,855
16,079
12,622
Net Income, GAAP
2.24
2.61
- -
- -
6.84
5.76
5.8
1.92
- -
11.25
4.48
9.64
7.59
10.98
11.26
10.88
Effective Tax Rate (%)
10.2
7.7
7.25
4.84
8.15
4.51
4.22
2.79
5.31
1.16
1.23
1.67
0.95
1.7
2.58
1.78
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
12,000
12,000
12,000
12,000
26,000
25,950
26,000
LT Debt
48,136
48,412
49,818
52,643
53,233
64,060
68,818
70,423
72,125
91,093
91,580
100,895
110,046
119,338
136,312
125,443
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
104.49
- -
- -
87.17
69.12
51.1
33.06
29.55
18.96
12.68
12.57
11.84
13.69
15.82
33.92
Return on Capital (%)
- -
103.57
100.99
93.88
86.58
68.54
50.51
32.41
29.04
20.32
13.44
13.37
12.25
15.39
18.35
69.31
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'25
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
26,000
26,000
26,000
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,445
1,445
1,446
Market Capitalization
943,986
814,063
950,485

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
993
125,666
3,453
Accounts Receivable, Net
- -
12,136
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
10.13%
8.49%
14.22%
Free Cash Flow
18.41%
21.15%
-52.57%
Net Income, GAAP
1.79%
13.22%
35.63%
Sales/Revenue/Turnover
35.86%
0.79%
-10.99%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
233,477
173,853
264,296
219,739
891,364
2025
253,961
251,739
45,405
156,747
698,861
2026
253,962
228,341
31,304
- -
622,065

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.43
1.69
1.58
- -
5.91
2025
1.56
1.74
2.25
2.67
8.21
2026
2.08
2.7
4.3
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.6
2025
- -
- -
- -
- -
0.6
2026
- -
- -
- -
- -
- -
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Business
ICICI Prudential Life Insurance Company Limited (ICICI Prudential Life) provides life insurance, savings, protection, retirement, and annuity products to individual and group customers in India. The company offers term insurance plans including iProtect Smart Plus, iProtect Super, and iProtect Supreme with options for return of premium, life stage protection, and riders for accidental death, disability, and critical illness; unit-linked insurance plans (ULIPs) such as Signature, 1 Wealth, Smart Insurance Plan Plus, and Ezy Grow featuring market-linked returns, maturity boosters, loyalty additions, and multiple fund choices; guaranteed savings and income products like Assured Savings Insurance Plan, Guaranteed Income For Tomorrow, GIFT Pro, and Gold with assured maturity benefits, regular income options, and money-back features; retirement solutions encompassing Guaranteed Pension Plan, Signature Pension, and annuity plans offering deferred or immediate lifelong income, joint life coverage, and commutation benefits; and group products including superannuation schemes, gratuity plans, term insurance, and credit protection like Group Term Plus, Shubh Raksha, and Loan Secure. It also provides riders for enhanced coverage against critical illnesses (20 or 60 packages), health risks, and waivers of premium. ICICI Prudential Life commenced operations in fiscal 2001 as a joint venture promoted by ICICI Bank Limited and Prudential Corporation Holdings Limited, with headquarters in Mumbai, India, and maintains a pan-India presence through extensive distribution channels. The company serves retail and institutional clients across protection, wealth accumulation, and retirement segments, managing assets under management of INR 3,214.94 billion as of September 30, 2025. In recent developments, ICICI Prudential Life launched ICICI Pru Wish in December 2024, the industry's first product targeting women-specific critical illnesses and surgeries with lump-sum payouts, premium guarantees, and maternity coverage, developed in partnership with RGA India; introduced ICICI Pru Smart Insurance Plan Plus in June 2025, a digital ULIP for youth with low entry premiums starting at INR 1,000 monthly, 25 fund options, and waiver features; and rolled out the BSE 500 Enhanced Value 50 Index Fund in November 2025 for ULIP investors focusing on value-based strategies. Additionally, it entered a bancassurance partnership with SBM Bank India and reported profit after tax growth of 39.6% to INR 1,189 crore for FY2025.