PT Krom Bank Indonesia Tbk

PT Krom Bank Indonesia Tbk

IIDX:BBSI
3,570.00
IDR
-10.00
(-0.28%)
76.62EPS
61.99P/E
17.45TMarket Cap

Total Valuation

IDR

As of June 30, 2026, PT Krom Bank Indonesia Tbk carries a market capitalization of 17.45T, placing it among publicly traded companies globally. Its enterprise value stands at 16.12T, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap17.45T
Enterprise Value16.12T

Share Statistics

As of June 30, 2026, PT Krom Bank Indonesia Tbk has 3.67B shares outstanding.

Shares Outstanding3.67B

Valuation Ratios

As of June 30, 2026, PT Krom Bank Indonesia Tbk trades at a trailing price-to-earnings ratio of 61.99. The price-to-sales ratio is 5.29, and the price-to-book ratio stands at 4.90.

PE Ratio61.99
PS Ratio5.29
PB Ratio4.90
P/TBV Ratio5.00
P/FCF Ratio18.74
P/OCF Ratio17.55

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 4.88 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. PT Krom Bank Indonesia Tbk trades at an EV/FCF ratio of 17.30, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 16.12T versus a market cap of 17.45T, with the gap driven by net debt and cash on the balance sheet.

EV / Sales4.88
EV / FCF17.30

Financial Position

These figures are as of June 30, 2026.

Debt / Equity0.19

Financial Efficiency

IDR

Over the twelve months ended June 30, 2026, PT Krom Bank Indonesia Tbk posted a return on equity (ROE) of 8.13, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 2.32, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 8.12, useful for judging operating efficiency across full business cycles. The company generates approximately 10.49B in revenue per employee across its workforce of 314.75, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)8.13
Return on Assets (ROA)2.32
Return on Capital Employed (ROCE)8.12
Revenue Per Employee10.49B
Employee Count314.75

Taxes

IDR

Over the twelve months ended June 30, 2026, PT Krom Bank Indonesia Tbk recorded 80.02B in income tax expense. That works out to an effective tax rate of 22.13, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 361.59B, leaving 281.57B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax80.02B
Effective Tax Rate22.13

Stock Price Statistics

IDR

As of the close on October 22, 2026, PT Krom Bank Indonesia Tbk's stock has declined approximately 11.85% over the past 52 weeks. The 50-day moving average sits at 4,386.00, while the 200-day moving average is 4,385.35.

52-Week Price Change-11.85%
50-Day Moving Average4,386.00
200-Day Moving Average4,385.35

Income Statement

IDR

Over the twelve months ended June 30, 2026, PT Krom Bank Indonesia Tbk generated 3.30T in revenue and converted that into 281.57B in net income, yielding earnings per share of 76.62.

Revenue3.30T
Pretax Income361.59B
Net Income281.57B
Earnings Per Share (EPS)76.62

Balance Sheet

IDR

As of June 30, 2026, PT Krom Bank Indonesia Tbk holds 1.35T in cash and equivalents against 6.87B in total debt, resulting in a net debt position of -1.35T.

Cash & Cash Equivalents1.35T
Total Debt6.87B
Net Debt-1.35T
Equity (Book Value)3.57T
Book Value Per Share970.24

Cash Flow

IDR

PT Krom Bank Indonesia Tbk produced 994.81B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -63.29B in capital expenditures, free cash flow totaled 931.52B - equivalent to 253.49 per share.

Operating Cash Flow994.81B
Capital Expenditures-63.29B
Free Cash Flow931.52B
FCF Per Share253.49

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin10.95
Profit Margin8.53

Dividends & Yields

These figures cover the twelve months ended June 30, 2026. Free cash flow yield stands at 5.34, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 0.02, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to PT Krom Bank Indonesia Tbk shareholders.

Shareholder Yield0.02
FCF Yield5.34

Stock Splits

PT Krom Bank Indonesia Tbk's most recent stock split took place on December 9, 2022 with a 890:933 split ratio.

Last Split Date12/9/2022
Split Ratio890:933