PT Bank Ganesha Tbk

PT Bank Ganesha Tbk

IIDX:BGTG
91.00
IDR
+2.00
(+2.25%)
9.28EPS
11.21P/E
2.49TMarket Cap

Total Valuation

IDR

As of June 30, 2026, PT Bank Ganesha Tbk carries a market capitalization of 2.49T, placing it among publicly traded companies globally. Its enterprise value stands at 1.31T, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap2.49T
Enterprise Value1.31T

Share Statistics

As of June 30, 2026, PT Bank Ganesha Tbk has 23.97B shares outstanding.

Shares Outstanding23.97B

Valuation Ratios

As of June 30, 2026, PT Bank Ganesha Tbk trades at a trailing price-to-earnings ratio of 11.21. The price-to-sales ratio is 5.18, and the price-to-book ratio stands at 0.66.

PE Ratio11.21
PS Ratio5.18
PB Ratio0.66
P/TBV Ratio0.66
P/FCF Ratio14.66
P/OCF Ratio14.09

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 2.73 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. PT Bank Ganesha Tbk trades at an EV/FCF ratio of 7.73, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 1.31T versus a market cap of 2.49T, with the gap driven by net debt and cash on the balance sheet.

EV / Sales2.73
EV / FCF7.73

Financial Position

These figures are as of June 30, 2026.

Debt / Equity0.09

Financial Efficiency

IDR

Over the twelve months ended June 30, 2026, PT Bank Ganesha Tbk posted a return on equity (ROE) of 6.12, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 2.12, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 6.11, useful for judging operating efficiency across full business cycles. The company generates approximately 1.72B in revenue per employee across its workforce of 279.50, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)6.12
Return on Assets (ROA)2.12
Return on Capital Employed (ROCE)6.11
Revenue Per Employee1.72B
Employee Count279.50

Taxes

IDR

Over the twelve months ended June 30, 2026, PT Bank Ganesha Tbk recorded 62.21B in income tax expense. That works out to an effective tax rate of 21.85, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 284.69B, leaving 222.48B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax62.21B
Effective Tax Rate21.85

Stock Price Statistics

IDR

As of the close on October 22, 2026, PT Bank Ganesha Tbk's stock has declined approximately 23.53% over the past 52 weeks. The 50-day moving average sits at 110.56, while the 200-day moving average is 118.23.

52-Week Price Change-23.53%
50-Day Moving Average110.56
200-Day Moving Average118.23

Income Statement

IDR

Over the twelve months ended June 30, 2026, PT Bank Ganesha Tbk generated 481.20B in revenue and converted that into 222.48B in net income, yielding earnings per share of 9.28.

Revenue481.20B
Pretax Income284.69B
Net Income222.48B
Earnings Per Share (EPS)9.28

Balance Sheet

IDR

As of June 30, 2026, PT Bank Ganesha Tbk holds 1.18T in cash and equivalents against 3.32B in total debt, resulting in a net debt position of -1.18T.

Cash & Cash Equivalents1.18T
Total Debt3.32B
Net Debt-1.18T
Equity (Book Value)3.76T
Book Value Per Share156.94

Cash Flow

IDR

PT Bank Ganesha Tbk produced 176.99B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -6.93B in capital expenditures, free cash flow totaled 170.06B - equivalent to 7.09 per share.

Operating Cash Flow176.99B
Capital Expenditures-6.93B
Free Cash Flow170.06B
FCF Per Share7.09

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin59.16
Profit Margin46.23

Dividends & Yields

These figures cover the twelve months ended June 30, 2026. Free cash flow yield stands at 6.82, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 0.30, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to PT Bank Ganesha Tbk shareholders.

Shareholder Yield0.30
FCF Yield6.82

Stock Splits

PT Bank Ganesha Tbk's most recent stock split took place on February 23, 2022 with a 22:23 split ratio.

Last Split Date2/23/2022
Split Ratio22:23