PT Bank Permata Tbk Class A

PT Bank Permata Tbk Class A

IIDX:BNLI
1,740.00
IDR
-25.00
(-1.42%)
90.65EPS
25.37P/E
83.22TMarket Cap
Nov 02Next Earn

Total Valuation

IDR

As of June 30, 2026, PT Bank Permata Tbk Class A carries a market capitalization of 83.22T, placing it among publicly traded companies globally. Its enterprise value stands at 72.33T, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap83.22T
Enterprise Value72.33T

Important Dates

PT Bank Permata Tbk Class A's next confirmed earnings release is scheduled for November 2, 2026.

Earnings Date11/2/2026

Share Statistics

As of June 30, 2026, PT Bank Permata Tbk Class A has 36.18B shares outstanding.

Shares Outstanding36.18B

Valuation Ratios

As of June 30, 2026, PT Bank Permata Tbk Class A trades at a trailing price-to-earnings ratio of 25.37. The price-to-sales ratio is 6.93, and the price-to-book ratio stands at 1.84.

PE Ratio25.37
PS Ratio6.93
PB Ratio1.84
P/TBV Ratio1.90
P/FCF Ratio-5.43
P/OCF Ratio-5.54

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 6.02 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 72.33T versus a market cap of 83.22T, with the gap driven by net debt and cash on the balance sheet.

EV / Sales6.02

Financial Position

These figures are as of June 30, 2026.

Debt / Equity27.08

Financial Efficiency

IDR

Over the twelve months ended June 30, 2026, PT Bank Permata Tbk Class A posted a return on equity (ROE) of 7.40, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.22, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 5.85, useful for judging operating efficiency across full business cycles. The company generates approximately 1.86B in revenue per employee across its workforce of 6,458.75, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)7.40
Return on Assets (ROA)1.22
Return on Capital Employed (ROCE)5.85
Revenue Per Employee1.86B
Employee Count6,458.75

Taxes

IDR

Over the twelve months ended June 30, 2026, PT Bank Permata Tbk Class A recorded 957.41B in income tax expense. That works out to an effective tax rate of 22.59, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 4.24T, leaving 3.28T in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax957.41B
Effective Tax Rate22.59

Stock Price Statistics

IDR

As of the close on October 22, 2026, PT Bank Permata Tbk Class A's stock has declined approximately 69.20% over the past 52 weeks. The 50-day moving average sits at 2,024.60, while the 200-day moving average is 3,048.28.

52-Week Price Change-69.20%
50-Day Moving Average2,024.60
200-Day Moving Average3,048.28

Income Statement

IDR

Over the twelve months ended June 30, 2026, PT Bank Permata Tbk Class A generated 12.01T in revenue and converted that into 3.28T in net income, yielding earnings per share of 90.65.

Revenue12.01T
Pretax Income4.24T
Net Income3.28T
Earnings Per Share (EPS)90.65

Balance Sheet

IDR

As of June 30, 2026, PT Bank Permata Tbk Class A holds 23.11T in cash and equivalents against 12.23T in total debt, resulting in a net debt position of -23.11T.

Cash & Cash Equivalents23.11T
Total Debt12.23T
Net Debt-23.11T
Equity (Book Value)45.15T
Book Value Per Share1,247.88

Cash Flow

IDR

PT Bank Permata Tbk Class A produced -15.02T in operating cash flow over the twelve months ended June 30, 2026. After subtracting -304.68B in capital expenditures, free cash flow totaled -15.33T - equivalent to -423.66 per share.

Operating Cash Flow-15.02T
Capital Expenditures-304.68B
Free Cash Flow-15.33T
FCF Per Share-423.66

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin35.27
Profit Margin27.30

Dividends & Yields

Over the twelve months ended June 30, 2026, PT Bank Permata Tbk Class A paid dividends of - - per share. The dividend payout ratio of - - indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield is negative at -18.42: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield is negative at -4.36, meaning PT Bank Permata Tbk Class A raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Shareholder Yield-4.36
FCF Yield-18.42

Stock Splits

PT Bank Permata Tbk Class A's most recent stock split took place on July 9, 2021 with a 118:135 split ratio.

Last Split Date7/9/2021
Split Ratio118:135