PT Bank SMBC Indonesia Tbk

PT Bank SMBC Indonesia Tbk

IIDX:BTPN
2,360.00
IDR
+90.00
(+3.96%)
-13.09EPS
45.49P/E
20.55TMarket Cap

Total Valuation

IDR

As of March 31, 2026, PT Bank SMBC Indonesia Tbk carries a market capitalization of 20.55T, placing it among publicly traded companies globally. Its enterprise value stands at 60.81T, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap20.55T
Enterprise Value60.81T

Share Statistics

As of March 31, 2026, PT Bank SMBC Indonesia Tbk has 10.65B shares outstanding.

Shares Outstanding10.65B

Valuation Ratios

As of March 31, 2026, PT Bank SMBC Indonesia Tbk trades at a trailing price-to-earnings ratio of 45.49. The price-to-sales ratio is 1.13, and the price-to-book ratio stands at 0.43.

PE Ratio45.49
PS Ratio1.13
PB Ratio0.43
P/TBV Ratio0.45
P/FCF Ratio5.12
P/OCF Ratio4.41

Enterprise Valuation

These figures are as of March 31, 2026. The EV/Sales ratio of 3.36 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. PT Bank SMBC Indonesia Tbk trades at an EV/FCF ratio of 15.15, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 60.81T versus a market cap of 20.55T, with the gap driven by net debt and cash on the balance sheet.

EV / Sales3.36
EV / FCF15.15

Financial Position

These figures are as of March 31, 2026.

Debt / Equity97.30

Financial Efficiency

IDR

Over the twelve months ended March 31, 2026, PT Bank SMBC Indonesia Tbk posted a return on equity (ROE) of 0.94, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.18, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 0.98, useful for judging operating efficiency across full business cycles. The company generates approximately 616.38M in revenue per employee across its workforce of 29,396.50, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)0.94
Return on Assets (ROA)0.18
Return on Capital Employed (ROCE)0.98
Revenue Per Employee616.38M
Employee Count29,396.50

Taxes

IDR

Over the twelve months ended March 31, 2026, PT Bank SMBC Indonesia Tbk recorded 386.13B in income tax expense. That works out to an effective tax rate of 156.46, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 246.80B, leaving 451.67B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax386.13B
Effective Tax Rate156.46

Stock Price Statistics

IDR

As of the close on October 22, 2026, PT Bank SMBC Indonesia Tbk's stock has gained approximately 13.46% over the past 52 weeks. The 50-day moving average sits at 2,333.60, while the 200-day moving average is 2,175.23.

52-Week Price Change13.46%
50-Day Moving Average2,333.60
200-Day Moving Average2,175.23

Income Statement

IDR

Over the twelve months ended March 31, 2026, PT Bank SMBC Indonesia Tbk generated 18.12T in revenue and converted that into 451.67B in net income, yielding earnings per share of -13.09.

Revenue18.12T
Pretax Income246.80B
Net Income451.67B
Earnings Per Share (EPS)-13.09

Balance Sheet

IDR

As of March 31, 2026, PT Bank SMBC Indonesia Tbk holds 18.51T in cash and equivalents against 52.59T in total debt, resulting in a net debt position of -18.51T.

Cash & Cash Equivalents18.51T
Total Debt52.59T
Net Debt-18.51T
Equity (Book Value)47.88T
Book Value Per Share4,497.24

Cash Flow

IDR

PT Bank SMBC Indonesia Tbk produced 4.66T in operating cash flow over the twelve months ended March 31, 2026. After subtracting -648.42B in capital expenditures, free cash flow totaled 4.01T - equivalent to 376.96 per share.

Operating Cash Flow4.66T
Capital Expenditures-648.42B
Free Cash Flow4.01T
FCF Per Share376.96

Margins

These figures cover the twelve months ended March 31, 2026.

Pretax Margin1.36
Profit Margin2.49

Dividends & Yields

IDR

Over the twelve months ended March 31, 2026, PT Bank SMBC Indonesia Tbk paid dividends of 15.87 per share. The dividend payout ratio of -23.13 is negative because earnings are negative, so the dividend is being paid out of something other than profits, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 19.53, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -20.01, meaning PT Bank SMBC Indonesia Tbk raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Dividend Per Share15.87
Payout Ratio-23.13
Shareholder Yield-20.01
FCF Yield19.53

Stock Splits

PT Bank SMBC Indonesia Tbk's most recent stock split took place on February 28, 2024.

Last Split Date2/28/2024