1. Italy Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
Banca IFIS S.p.A.

Banca IFIS S.p.A.

IF.MI
Banca IFIS S.p.A.IT flagItalian Stock Exchange
13.39
EUR
-0.13
- -
817.86MMarket Cap
Banca IFIS S.p.A.
IF.MI
(Italian Stock Exchange)

Recent

price

13.39

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
1.38
2.41
4.57
5.04
5.45
7.59
6.79
8.56
8.75
11.88
9.15
9.49
10.81
11.42
11.55
11.74
12.92
Revenue per Share
0.36
0.51
1.44
1.58
1.81
3.05
13.16
3.38
2.75
2.3
1.29
1.88
2.68
3.05
3.07
5.37
5.34
Basic EPS, GAAP
-0.72
0.05
50.96
37.12
-18.74
0.61
2.65
0.81
1.19
2.36
2.96
0.99
7.26
7.64
-4.61
0.32
- -
Free Cash Flow per Basic Share
0.33
0.2
0.25
0.37
0.57
0.66
0.76
0.82
1
1.05
- -
1.55
1.94
1.62
2.1
2.02
- -
Dividend per Share
1.87
1.53
2.45
2.6
2.83
4.07
14.17
4.39
3.75
3.31
2.29
2.89
2.7
2.88
2.9
5.18
0.34
Book Value per Share
3.93
3.63
5.63
7.04
8.15
10.68
22.88
25.16
26.87
27.65
27.85
29.22
29.11
30.83
31.63
32.93
34.78
Tangible Book Value per Share
52
52
53
53
53
53
53
53
53
53
53
53
53
52
53
61
58
Basic Weighted Avg Shares
71
126
244
266
288
402
360
458
467
635
489
507
569
599
607
717
755
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
3
3
3
3
4
6
11
13
16
18
18
17
18
23
36
41
Depreciation Expense
19
27
77
83
96
162
698
181
147
123
69
101
141
160
162
328
312
Net Income, GAAP
37.62
36.57
36.58
41.03
33.85
34.05
4.46
27.28
27.67
29.94
24.75
31.74
33.01
31.84
33.49
12.71
12.82
Effective Tax Rate (%)
26.08
21.04
31.53
31.39
33.28
40.26
193.79
39.5
31.4
19.38
14.07
19.82
24.77
26.74
26.62
45.74
41.34
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
13
4
4
4
4
1,494
1,677
1,986
2,252
2,198
2,615
2,740
3,756
3,669
4,429
4,725
LT Debt
207
196
306
376
438
573
1,229
1,369
1,459
1,539
1,550
1,624
1,598
1,694
1,748
2,141
2,159
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
25.14
29.98
72.89
62.25
66.84
88.64
144.26
36.66
67.45
65.22
45.94
72.62
95.05
109.13
106.56
139.92
1,079.45
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
61
61
61
Market Capitalization
1,254
1,410
1,225

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
634
840
474
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
17.33%
6.96%
22.45%
Free Cash Flow
73.37%
58.78%
-108.16%
Net Income, GAAP
38.15%
40.77%
103%
Sales/Revenue/Turnover
7.23%
8.13%
18.13%
Total Cash Common Dividend
- -
19.13%
11.64%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
194
196
164
53
607
2025
187
181
196
153
717
2026
225
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.9
0.88
0.63
- -
3.07
2025
0.9
0.75
6.31
- -
5.37
2026
0.51
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
2.1
2025
- -
- -
- -
- -
2.02
2026
- -
- -
- -
- -
- -
Similar Companies
TMBThanachart Bank Public Company Limited (TMBBY)
Sunnyside Bancorp, Inc. (SNNY)
BEO Bancorp (BEOB)
BDO Unibank, Inc. (BDOUF)
PT Bank Negara Indonesia (Persero) Tbk (PTBRY)
China Minsheng Banking Corp., Ltd. (1988.HK)
Business
Banca IFIS S.p.A. Banca IFIS S.p.A. operates as a diversified Italian banking group specializing in specialty finance for small and medium-sized enterprises (SMEs), non-performing loan (NPL) management, and corporate banking services; it offers factoring including trade receivables and tax receivables purchasing, supply chain finance, medium- and long-term loans, leasing, rental services through Ifis Rental Services, financial advisory and M&A, structured finance, equity investments, international factoring and import/export loans, current accounts, time deposits, and insurance products. Founded in 1983 and headquartered in Mestre, Venice, Italy, with additional offices in Milan and Rome, the bank serves business and individual clients primarily in Italy and select European markets through subsidiaries such as Banca Credifarma, Ifis Npl Investing, Ifis Npl Servicing, illimity Bank, and Ifis Finance entities in Luxembourg and Poland. Banca IFIS S.p.A. focuses on supporting the real economy via tailored liquidity solutions, digital banking tools, and NPL portfolio acquisition and servicing, targeting sectors like pharmacies, technology, and manufacturing. In recent developments, the bank completed the acquisition of illimity Bank in July 2025, securing over 92.5% of its capital and initiating the sell-out phase to expand its digital and retail banking capabilities; it also strengthened its NPL operations through the 2023 purchase of Revalea S.p.A. from the Mediobanca Group for €100 million, establishing a long-term servicing partnership and consolidating its leadership in small-ticket unsecured NPLs.