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Inversiones La Construccion S.A.

Inversiones La Construccion S.A.

ILC.SN
Inversiones La Construccion S.A.CL flagSantiago Stock Exchange
22,080.00
CLP
-216.00
- -
2.18TMarket Cap
Inversiones La Construccion S.A.
ILC.SN
(Santiago Stock Exchange)

Recent

price

22,080.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
14,739.44
17,988.29
6,790.2
7,301.03
10,737.74
12,011.02
14,680.17
14,014.48
15,144.1
15,678.15
15,607.99
20,271
21,465.76
27,620.07
30,403.36
37,647.04
34,677.44
Revenue per Share
4,230.63
2,202.72
830.31
844.05
692.18
724.82
2,947.38
1,293.78
1,030
910
870
880
1,465.34
1,826.18
1,491.24
2,841.5
2,107.8
Basic EPS, GAAP
-609.01
2,966.38
935.83
1,363.75
690.24
2,363.91
4,514.56
-209.4
3,135.02
-3,148.99
-4,510.32
1,293.32
-2,674.32
2,876.82
-3,412.68
2,668.37
-455.86
Free Cash Flow per Basic Share
1,143.22
1,684.73
1,081.72
698.29
643.64
658.69
602.66
800.92
660.94
472.78
255.66
367.81
410.99
713.84
522.66
652.15
674
Dividend per Share
8,154.66
8,986.49
3,426.92
3,738.07
3,936.5
4,160.12
5,982.82
6,912.34
7,214.93
7,658.71
8,179.45
8,655.13
9,643.22
10,523.61
11,579.37
13,380.79
12,230.71
Book Value per Share
9,306.81
10,818.84
4,078.85
5,225.37
4,941.88
5,509.95
6,749.2
7,258.41
7,526.55
7,604.28
8,266.18
8,400.6
8,936.27
10,157.57
11,362.52
12,735.34
11,544.76
Tangible Book Value per Share
37
37
100
100
100
100
100
100
100
100
99
100
100
100
99
99
99
Basic Weighted Avg Shares
545,824
666,134
679,020
730,103
1,073,774
1,201,102
1,468,017
1,401,448
1,508,769
1,568,012
1,552,484
2,036,746
2,146,576
2,762,007
3,022,395
3,709,144
3,441,132
Sales/Revenue/Turnover
18.03
19.03
17.93
6.81
-32.1
-31.11
-22.77
-20.04
-25.03
-24.12
-12.72
-19.65
-45.75
-21.79
-20.01
-10.82
-16.52
Operating Margin (%)
- -
3,585
3,150
8,038
10,311
336
1,876
2,412
2,481
4,706
5,273
5,886
4,670
4,701
6,751
7,646
7,549
Depreciation Expense
156,667
81,570
83,031
84,405
69,218
72,482
294,738
129,378
102,616
91,011
86,537
88,419
146,534
182,618
148,244
279,957
209,162
Net Income, GAAP
9.96
18.61
22.57
14.72
16.18
17.49
6.16
15.93
19.64
7.71
5.04
- -
- -
10.84
- -
8.16
5.34
Effective Tax Rate (%)
28.7
12.25
12.23
11.56
6.45
6.03
20.08
9.23
6.8
5.8
5.57
4.34
6.83
6.61
4.9
7.55
6.08
Profit Margin (%)
102,525
204,764
90,968
176,814
234,503
888,381
1,243,804
1,591,465
1,776,090
2,328,204
2,368,356
2,488,377
2,896,257
3,443,790
2,972,693
3,873,681
3,568,252
Working Capital
84,304
149,677
187,151
405,568
505,126
651,575
696,555
742,715
727,300
1,100,593
1,112,448
1,236,820
1,512,460
1,743,805
1,280,494
1,051,991
1,241,189
LT Debt
523,153
576,367
581,185
717,897
688,123
785,819
757,318
811,380
841,175
853,817
918,810
942,134
994,569
1,124,326
1,243,746
1,378,652
1,270,616
Total Equity
15.98
13.79
12.22
4.34
-23.9
-20.42
-19
-14.94
-17.21
-15.52
-6.82
- -
- -
-13.94
- -
-8.82
-12.97
Return on Invested Capital (%)
30.94
10.72
10.1
7.7
5.9
4.47
19.78
9.73
6.58
5.08
3.94
- -
- -
5.27
- -
7.75
6.44
Return on Capital (%)
65.08
25.7
24.58
23.56
18.04
17.9
58.12
20.07
14.56
12.26
10.96
10.51
15.98
18.11
13.46
22.67
18.2
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
1,681,911
1,744,475
1,682,653
LT Borrowings
1,189,411
1,150,199
1,147,125
LT Finance Leases
91,083
91,789
94,127
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
99
99
99
Market Capitalization
760,249
1,064,673
1,064,369

Working Capital

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
5,116,181
5,275,414
5,743,678
Cash, Cash Equivalents & STI
722,553
791,934
1,033,174
Accounts Receivable, Net
496,076
513,391
537,529
Inventories
15,675
15,862
16,998
Total Current Liabilities
2,143,488
2,198,952
2,175,426
Payables & Accruals
- -
- -
- -
ST Debt
1,681,911
1,744,475
1,682,653
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.89%
8.53%
10.85%
Free Cash Flow
-280.14%
-207.55%
-177.49%
Net Income, GAAP
37.62%
32.51%
88.85%
Sales/Revenue/Turnover
12.57%
19.48%
22.72%
Total Cash Common Dividend
5.89%
25.34%
23.66%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
644,292
615,375
781,029
896,212
3,022,395
2025
855,754
908,137
- -
- -
3,709,144
2026
973,839
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
592.52
-61.71
579.68
- -
1,491.24
2025
399.59
752.69
- -
- -
2,841.5
2026
907.72
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.36
487.52
28.31
- -
522.66
2025
1.43
643.63
- -
- -
652.15
2026
1.84
- -
- -
- -
- -
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Business
Inversiones La Construcción S.A. (ILC.SN) operates as a holding company primarily engaged in financial services, pension fund management, health insurance, and related sectors across Chile, Peru, and Colombia. The company manages its operations through six key segments: fund management via AFP Habitat, which administers pension funds; private health insurance through Isapre Consalud; insurance offerings including individual and collective life policies via Confuturo, Corpseguros, and CorpVida; healthcare services encompassing a network of private hospitals and clinics under Red Salud; banking services for retail and commercial clients through Banco Internacional; and other activities such as private schools and information technology outsourcing. Founded in 1980 and headquartered at Avenida Apoquindo 6750, Piso 20, Las Condes, Santiago, Chile, it is controlled by the Cámara Chilena de la Construcción with a 67% stake and generates revenue exceeding CLP 2.15 trillion on a trailing twelve-month basis. Recent developments include robust 2024 performance with net profit of CLP 108.2 billion, 16% year-over-year loan growth at Banco Internacional capturing market shares of 1.6% in total loans and 2.8% in commercial loans, improved EBITDA margins at Red Salud rising to 118%, and Confuturo's annuity market share expansion to 14.8%; the company also ranked 5th worldwide in the financial non-bank sector on the Dow Jones Sustainability Index.