Impac Mortgage Holdings, Inc.
IMPHO
Other OTC0.30
USD
- -
- -
CIK
0001000298
Return %
Stock
S&P500
1Y
-88.89
26.84
3Y
-90.48
77.03
5Y
-93.94
80.55
Capital Structure
FRC
•
in mil. unless spec.Working Capital
FRC
•
in mil. unless spec.Growth Rates
FRC
•
in mil. unless spec.Quarterly Revenue
FRC
•
in mil. unless spec.Quarterly Earnings Per Share
FRC
•
in mil. unless spec.Quarterly Dividends Per Share
FRC
•
in mil. unless spec.- Full Time Employees
- 326
- Sector
- Financial Services
- Industry
- Financial - Mortgages
- Address
- 19500 Jamboree Road Irvine CA United States of America 92612
- IPO Date
- Nov 23, 2004
- CIK
- 0001000298
- Website
- impaccompanies.com
- Similar Companies
- Business
- Impac Mortgage Holdings, Inc. (IMH) operates as a mortgage brokerage and real estate solutions provider, focusing on originating, purchasing, financing, brokering, and selling mortgage loans secured by residential real estate throughout the United States. The company offers a comprehensive suite of mortgage products and services through its subsidiaries, including wholesale lending for mortgage brokers; correspondent lending for mortgage bankers, credit unions, community banks, and financial institutions; retail lending via CashCall Mortgage for consumer-direct purchase and refinance loans; non-qualified mortgage (non-QM) products; agency loans such as Fannie Mae and Freddie Mac conforming loans; government loans including FHA/VA and Jumbo loans; mortgage servicing; portfolio loss mitigation; real estate services; and management of its securitized long-term mortgage portfolio, including residual interests in securitizations. Impac Mortgage Corp., a key operating subsidiary, supports these activities from its headquarters, with primary operations based in Irvine and Newport Beach, California; the company was incorporated in 1995 as a Maryland corporation. In recent years, Impac has undergone significant strategic shifts, including a transition to a mortgage broker fulfillment model in 2023, accompanied by winding down its third-party origination channel, voluntarily relinquishing its seller/servicer designations with government-sponsored enterprises, and delisting its common stock from NYSE American in April 2023, with subsequent trading on the OTC Pink market under the ticker IMPM (previously IMPHO for certain securities). These changes were implemented to streamline operations amid challenging market conditions, reducing expenses and refocusing on brokerage activities. Earlier, in 2021, Impac formed a strategic alliance with Starwood Property Trust, under which Starwood committed to purchasing up to $600 million in non-QM loans over 12 months to expand Impac's lending capacity. The company continues to serve consumer and institutional clients across the U.S. residential mortgage sector, with no reported major acquisitions, funding rounds, or new product launches in 2024 or 2025.