Intrum AB (publ)

Intrum AB (publ)

INTRUM.ST
Intrum AB (publ)SE flagStockholm Stock Exchange
3.35
SEK
-0.02
- -
2.26BMarket Cap
Intrum AB (publ)
INTRUM.ST
(Stockholm Stock Exchange)

Recent

price

3.35

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
9.47
9.93
10.37
11.54
13.59
15.43
16.26
18.43
20.51
24.45
27.26
29.51
31.79
29.45
28.07
25
18.29
Revenue per Share
1.14
1.39
1.47
2.07
2.7
3.19
4.04
2.93
2.95
-0.55
3.04
5.19
-7.43
-0.31
-6.15
-2.25
-3.52
Basic EPS, GAAP
3.43
4.14
-0.31
5.52
6.63
7.6
8.76
8.52
8.92
8.71
12.67
16.11
7.69
8.25
12.58
12.87
9.25
Free Cash Flow per Basic Share
0.75
0.82
0.9
1.01
1.17
1.41
1.65
1.27
1.91
1.91
2.15
2.41
2.71
2.71
- -
- -
- -
Dividend per Share
3.5
4.06
4.54
5.12
4.25
5.06
7.57
6.97
6.49
3.52
1.7
1.54
-8.08
-11.09
-17.21
-18.57
-16.93
Book Value per Share
-0.16
0.51
0.72
1.25
0.14
0.19
1.96
-20.01
-17.56
-23.47
-25.76
-21.77
-29.67
-34.76
-39.43
-30.7
-27.36
Tangible Book Value per Share
398
398
398
396
381
365
361
512
655
654
618
603
602
601
601
634
652
Basic Weighted Avg Shares
3,766
3,950
4,127
4,566
5,184
5,628
5,869
9,437
13,444
15,985
16,848
17,789
19,131
17,705
16,884
15,840
11,918
Sales/Revenue/Turnover
19.35
22.13
21.13
26.46
26.5
28.93
32.87
28.8
28.82
22.4
32.23
34.76
27.09
13.67
9.46
20.53
28.7
Operating Margin (%)
972
173
187
157
170
164
170
436
900
4,284
1,529
1,500
3,220
1,536
2,628
5,557
3,619
Depreciation Expense
452
552
584
817
1,031
1,164
1,458
1,501
1,936
-362
1,881
3,127
-4,473
-187
-3,697
-1,429
-2,296
Net Income, GAAP
29.3
26.56
19.89
21.7
16.52
19.56
18.74
22.17
22.91
305.04
21.08
21.16
- -
66.15
- -
542.98
27.29
Effective Tax Rate (%)
12
13.97
14.15
17.89
19.89
20.68
24.84
15.91
14.4
-2.26
11.16
17.58
-23.38
-1.06
-21.9
-9.02
-19.26
Profit Margin (%)
127
-423
-786
-535
-833
-963
-2,137
4,144
-52
-2,023
-3,513
-3,563
-4,472
-5,617
-12,480
1,421
2,555
Working Capital
2,589
2,588
2,637
3,903
4,958
5,464
5,226
34,755
39,788
47,304
45,338
48,336
51,191
52,335
37,388
43,545
46,295
LT Debt
2,577
2,813
2,986
3,316
3,041
3,166
4,130
22,439
25,672
24,893
21,591
24,687
21,201
18,927
15,467
12,773
14,995
Total Equity
9.73
11.1
11
13.11
13.61
14.3
14.85
5.83
4.6
-10.07
5.76
6.46
- -
0.89
- -
-23.12
- -
Return on Invested Capital (%)
13.55
14.76
13.9
15.67
16.53
16.53
17.05
7.73
6.65
-7.5
5.96
8.19
- -
1.45
- -
-42.25
4.65
Return on Capital (%)
34.39
36.73
34.15
42.65
56.52
67.15
63.7
47.64
49.5
-11.04
112.3
316.5
- -
- -
- -
- -
- -
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
442
438
LT Borrowings
- -
43,113
45,865
LT Finance Leases
- -
432
430
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
669
674
674
Market Capitalization
32,054
24,641
23,452

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
9,202
10,533
Cash, Cash Equivalents & STI
- -
2,316
3,405
Accounts Receivable, Net
- -
1,723
- -
Inventories
- -
182
488
Total Current Liabilities
- -
7,781
7,978
Payables & Accruals
- -
- -
- -
ST Debt
- -
442
438
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
42.57%
-9.24%
-17.42%
Free Cash Flow
16.03%
7.83%
7.8%
Net Income, GAAP
86.19%
308.61%
-61.35%
Sales/Revenue/Turnover
12.67%
-1.03%
-6.18%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4,202
4,320
3,906
4,825
16,884
2025
3,993
3,943
- -
4,492
15,840
2026
3,483
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.4
-2.22
-2.01
-1.52
-6.15
2025
0.17
0.54
- -
-3.34
-2.25
2026
-0.55
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Intrum AB (publ) is a Sweden-based credit management services company founded in 1923 and headquartered in Stockholm. It operates primarily in Europe, covering around 20 markets, providing a comprehensive range of credit management and financial services. Its core offerings include credit optimization services such as credit decisions, credit monitoring, and credit information; payment solutions including invoicing, reminder services, sales ledger services, and e-commerce solutions; and debt collection services, including debt recovery, debt surveillance, and worldwide debt purchasing. Intrum also provides consultancy and advisory services, VAT refund services, collateral services, and portfolio investment services focused on acquiring overdue receivable portfolios. Recent strategic developments include a focus on digital transformation through its AI-native debt resolution platform Ophelos, which is live across six European countries, enhancing customer experience and operational efficiency. Intrum launched its Inio payment platform designed to simplify invoicing, automate customer management, reduce churn risk, and strengthen customer relationships. The company completed a significant recapitalization in 2025, raising SEK 2.1 billion to support growth and reduce leverage. Strategic partnerships have been established with Alektum to expand presence in Belgium and the Netherlands and with Cerberus to increase investment activities without raising leverage. Intrum reported strong financial performance in 2025 with a 30% year-on-year adjusted EBIT increase and ongoing cost reduction efforts. Intrum serves a diverse customer base, focusing mainly on small and medium-sized enterprises and financial institutions across multiple industries including financial services, telecoms, and utilities. The company operates through segments including Servicing, Investing, and Strategic Markets and maintains subsidiaries in countries such as Denmark, Italy, Lithuania, Portugal, Switzerland, and the United Kingdom. Intrum’s business model integrates local market expertise with data-driven technology and ethical collections practices, aiming to create sustainable financial health for businesses, consumers, and society at large. Intrum’s recent operational focus remains on revenue growth, expanding commercial capabilities, and leveraging technology integration to drive innovation and improve receivables management outcomes. The company is listed on Nasdaq Stockholm under the ticker INTRUM.ST and employs approximately 9,400 people. Its management continues to prioritize deleveraging and financial target updates planned for late 2025 to strengthen the balance sheet and support long-term growth ambitions within the credit management services industry.