National Bank of Greece S.A.

National Bank of Greece S.A.

15.89
EUR
-0.31
(-1.94%)
1.25EPS
12.22P/E
13.63BMarket Cap
Nov 05Next Earn

Total Valuation

EUR

As of June 30, 2026, National Bank of Greece S.A. carries a market capitalization of 13.63B, placing it among publicly traded companies globally. Its enterprise value stands at 10.75B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap13.63B
Enterprise Value10.75B

Important Dates

National Bank of Greece S.A.'s next confirmed earnings release is scheduled for November 5, 2026.

Earnings Date11/5/2026

Share Statistics

As of June 30, 2026, National Bank of Greece S.A. has 896.14M shares outstanding.

Shares Outstanding896.14M

Valuation Ratios

As of June 30, 2026, National Bank of Greece S.A. trades at a trailing price-to-earnings ratio of 12.22. The price-to-sales ratio is 5.29, and the price-to-book ratio stands at 1.41.

PE Ratio12.22
PS Ratio5.29
PB Ratio1.41
P/TBV Ratio1.52
P/FCF Ratio12.26
P/OCF Ratio12.26

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 4.15 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. National Bank of Greece S.A. trades at an EV/FCF ratio of 9.61, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 10.75B versus a market cap of 13.63B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales4.15
EV / FCF9.61

Financial Position

These figures are as of June 30, 2026.

Debt / Equity46.27

Financial Efficiency

EUR

Over the twelve months ended June 30, 2026, National Bank of Greece S.A. posted a return on equity (ROE) of 12.15, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.39, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 8.38, useful for judging operating efficiency across full business cycles. The company generates approximately 331,115.66 in revenue per employee across its workforce of 7,816.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)12.15
Return on Assets (ROA)1.39
Return on Capital Employed (ROCE)8.38
Revenue Per Employee331,115.66
Employee Count7,816.00

Taxes

EUR

Over the twelve months ended June 30, 2026, National Bank of Greece S.A. recorded 361.00M in income tax expense. That works out to an effective tax rate of 24.33, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 1.48B, leaving 1.12B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax361.00M
Effective Tax Rate24.33

Stock Price Statistics

EUR

As of the close on October 22, 2026, National Bank of Greece S.A.'s stock has gained approximately 18.50% over the past 52 weeks. The 50-day moving average sits at 16.40, while the 200-day moving average is 13.71.

52-Week Price Change18.50%
50-Day Moving Average16.40
200-Day Moving Average13.71

Income Statement

EUR

Over the twelve months ended June 30, 2026, National Bank of Greece S.A. generated 2.59B in revenue and converted that into 1.12B in net income, yielding earnings per share of 1.25.

Revenue2.59B
Pretax Income1.48B
Net Income1.12B
Earnings Per Share (EPS)1.25

Balance Sheet

EUR

As of June 30, 2026, National Bank of Greece S.A. holds 7.41B in cash and equivalents against 4.50B in total debt, resulting in a net debt position of -7.41B.

Cash & Cash Equivalents7.41B
Total Debt4.50B
Net Debt-7.41B
Equity (Book Value)9.70B
Book Value Per Share10.82

Cash Flow

EUR

National Bank of Greece S.A. produced 1.12B in operating cash flow over the twelve months ended June 30, 2026.

Operating Cash Flow1.12B
Free Cash Flow1.12B
FCF Per Share1.24

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin57.34
Profit Margin43.32

Dividends & Yields

EUR

Over the twelve months ended June 30, 2026, National Bank of Greece S.A. paid dividends of 0.22 per share. The dividend payout ratio of 17.78 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 8.16, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -4.79, meaning National Bank of Greece S.A. raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Dividend Per Share0.22
Payout Ratio17.78
Shareholder Yield-4.79
FCF Yield8.16

Stock Splits

National Bank of Greece S.A.'s most recent stock split took place on August 29, 2018 with a 10:1 split ratio.

Last Split Date8/29/2018
Split Ratio10:1