ING Groep N.V.

ING Groep N.V.

28.82
EUR
-0.58
(-1.99%)
2.40EPS
11.85P/E
78.10BMarket Cap
Oct 29Next Earn

Total Valuation

EUR

As of June 30, 2026, ING Groep N.V. carries a market capitalization of 78.10B, placing it among publicly traded companies globally. Its enterprise value stands at 139.95B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap78.10B
Enterprise Value139.95B

Important Dates

ING Groep N.V.'s next confirmed earnings release is scheduled for October 29, 2026.

Earnings Date10/29/2026

Share Statistics

As of June 30, 2026, ING Groep N.V. has 2.86B shares outstanding.

Shares Outstanding2.86B

Valuation Ratios

As of June 30, 2026, ING Groep N.V. trades at a trailing price-to-earnings ratio of 11.85. The price-to-sales ratio is 3.35, and the price-to-book ratio stands at 1.55.

PE Ratio11.85
PS Ratio3.35
PB Ratio1.55
P/TBV Ratio1.61

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 5.90 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 139.95B versus a market cap of 78.10B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales5.90

Financial Position

These figures are as of June 30, 2026.

Debt / Equity360.17

Financial Efficiency

EUR

Over the twelve months ended June 30, 2026, ING Groep N.V. posted a return on equity (ROE) of 13.49, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.60, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 2.83, useful for judging operating efficiency across full business cycles. The company generates approximately 380,578.20 in revenue per employee across its workforce of 62,357.75, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)13.49
Return on Assets (ROA)0.60
Return on Capital Employed (ROCE)2.83
Revenue Per Employee380,578.20
Employee Count62,357.75

Taxes

EUR

Over the twelve months ended June 30, 2026, ING Groep N.V. recorded 2.86B in income tax expense. That works out to an effective tax rate of 29.12, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 9.83B, leaving 6.70B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax2.86B
Effective Tax Rate29.12

Stock Price Statistics

EUR

As of the close on October 22, 2026, ING Groep N.V.'s stock has gained approximately 40.56% over the past 52 weeks. The 50-day moving average sits at 30.85, while the 200-day moving average is 26.97.

52-Week Price Change40.56%
50-Day Moving Average30.85
200-Day Moving Average26.97

Income Statement

EUR

Over the twelve months ended June 30, 2026, ING Groep N.V. generated 23.73B in revenue and converted that into 6.70B in net income, yielding earnings per share of 2.40.

Revenue23.73B
Pretax Income9.83B
Net Income6.70B
Earnings Per Share (EPS)2.40

Balance Sheet

EUR

As of June 30, 2026, ING Groep N.V. holds 124.37B in cash and equivalents against 185.08B in total debt, resulting in a net debt position of 120.13B.

Cash & Cash Equivalents124.37B
Total Debt185.08B
Net Debt120.13B
Equity (Book Value)50.25B
Book Value Per Share17.57

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin41.43
Profit Margin28.24

Stock Splits

ING Groep N.V.'s most recent stock split took place on November 30, 2009.

Last Split Date11/30/2009