International Personal Finance plc
Other OTCTotal Valuation
International Personal Finance plc carries a market capitalization of 628.63M, placing it among publicly traded companies globally. Its enterprise value stands at 646.61M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 628.63M |
| Enterprise Value | 646.61M |
Share Statistics
International Personal Finance plc currently has 222.10M shares outstanding.
| Shares Outstanding | 222.10M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
International Personal Finance plc trades at a trailing price-to-earnings ratio of 4.73. The price-to-sales ratio is 0.40, and the price-to-book ratio stands at 0.43.
| PE Ratio | 4.73 |
| PS Ratio | 0.40 |
| PB Ratio | 0.43 |
| P/TBV Ratio | 0.62 |
| P/FCF Ratio | -22.16 |
| P/OCF Ratio | -7.98 |
Enterprise Valuation
| EV / Sales | 1.31 |
| EV / EBITDA | N/A |
| EV / EBIT | N/A |
| EV / FCF | 23.19 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 133.56 |
| Debt / EBITDA | N/A |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 9.36 |
| Return on Assets (ROA) | 4.14 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | 4.42 |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, International Personal Finance plc has paid 25.80M in income taxes, reflecting an effective tax rate of 38.11.
| Income Tax | 25.80M |
| Effective Tax Rate | 38.11 |
Stock Price Statistics
International Personal Finance plc's stock has gained approximately 88.66667% over the past 52 weeks. The 50-day moving average sits at 2.83, while the 200-day moving average is 2.83.
| Beta (5Y) | N/A |
| 52-Week Price Change | 88.66667% |
| 50-Day Moving Average | 2.83 |
| 200-Day Moving Average | 2.83 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, International Personal Finance plc generated 494.70M in revenue and converted that into 41.90M in net income, yielding earnings per share of 0.18.
| Revenue | 494.70M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 67.70M |
| Net Income | 41.90M |
| EBITDA | N/A |
| EBIT | N/A |
| Earnings Per Share (EPS) | 0.18 |
Balance Sheet
International Personal Finance plc holds 41.70M in cash and equivalents against 490.30M in total debt, resulting in a net debt position of -41.70M.
| Cash & Cash Equivalents | 41.70M |
| Total Debt | 490.30M |
| Net Debt | -41.70M |
| Equity (Book Value) | 464.90M |
| Book Value Per Share | 2.08 |
| Working Capital | N/A |
Cash Flow
International Personal Finance plc produced -24.80M in operating cash flow over the past twelve months. After subtracting -15.40M in capital expenditures, free cash flow totaled -40.20M - equivalent to -0.18 per share.
| Operating Cash Flow | -24.80M |
| Capital Expenditures | -15.40M |
| Free Cash Flow | -40.20M |
| FCF Per Share | -0.18 |
Margins
International Personal Finance plc operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 13.69 |
| Profit Margin | 8.47 |
| EBITDA Margin | N/A |
Dividends & Yields
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | 16.26 |
| FCF Yield | -4.51 |
Scores
International Personal Finance plc posts an Altman Z-Score of 1.36, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 1.36 |