1. Israel Stocks

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    Financial Services

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    Banks - Regional
Bank of Jerusalem Ltd.

Bank of Jerusalem Ltd.

JBNK.TA
Bank of Jerusalem Ltd.IL flagTel Aviv Stock Exchange
2,180.00
ILA
-5.00
- -
1.54BMarket Cap
Bank of Jerusalem Ltd.
JBNK.TA
(Tel Aviv Stock Exchange)

Recent

price

2,180.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
4.82
5.13
6.49
6.55
7.1
6.86
7.54
8.24
8.31
8.65
11.52
12.59
12.89
14.02
14.35
Revenue per Share
0.51
0.18
0.92
0.69
0.79
0.52
1.24
1.27
0.71
2.04
2.32
1.91
2.19
2.76
2.83
Basic EPS, GAAP
2.24
20.02
7.09
-10.53
3.2
4.63
7.32
3.37
1.2
1.45
2.17
4.37
0.9
-0.64
0.88
Free Cash Flow per Basic Share
- -
0.19
0.25
0.24
0.2
0.1
0.29
0.29
0.17
0.21
0.61
1
0.55
0.92
1.39
Dividend per Share
- -
8.47
9.03
9.47
10.07
10.49
11.3
12.29
12.83
14.66
15.92
17.32
18.97
20.81
21.04
Book Value per Share
- -
9.86
10.62
11.1
11.45
11.87
12.7
13.64
14.18
15.98
17.82
19.4
21.22
23.4
23.53
Tangible Book Value per Share
71
70
70
70
70
70
70
70
70
70
70
70
70
70
71
Basic Weighted Avg Shares
341
362
458
462
501
484
532
581
586
610
812
888
909
988
1,013
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
18
26
37
45
52
56
61
60
58
61
68
79
89
104
107
Depreciation Expense
36
13
65
49
56
37
87
89
50
144
163
135
155
195
200
Net Income, GAAP
32.9
22.56
30.92
31.16
40.79
29.12
26.85
35.4
37.17
35.18
34.73
35.82
34.21
28.61
30.3
Effective Tax Rate (%)
10.58
3.51
14.21
10.52
11.11
7.65
16.4
15.38
8.56
23.59
20.12
15.16
17.02
19.69
19.75
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
1,406
1,503
1,635
1,582
1,872
1,619
2,133
1,837
2,724
2,807
3,597
2,842
2,896
2,754
LT Debt
- -
697
750
784
808
837
895
962
1,000
1,127
1,256
1,368
1,496
1,650
1,660
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
4.25
10.54
7.45
8.07
5.11
11.35
10.75
5.67
14.85
15.16
11.49
12.09
13.88
14.05
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
71
71
71
Market Capitalization
175,766
163,615
150,483

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3,325
4,404
3,929
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.77%
10.54%
10.26%
Free Cash Flow
-22.52%
-15.83%
-171.63%
Net Income, GAAP
29.86%
44.66%
25.87%
Sales/Revenue/Turnover
8.27%
11.53%
8.78%
Total Cash Common Dividend
37.49%
60.01%
68.31%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
216
237
241
213
909
2025
239
268
263
223
988
2026
259
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.63
0.59
0.65
- -
2.19
2025
0.65
0.92
0.84
- -
2.76
2026
0.73
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
0.18
0.37
- -
0.55
2025
- -
0.29
0.63
- -
0.92
2026
0.48
- -
- -
- -
- -
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Business
Bank of Jerusalem Ltd. (TASE: JBNK) provides commercial banking services in Israel, focusing on retail, private, business, institutional, and financial management segments. The bank offers deposit products including savings and checking accounts, structured deposits; personal loans such as new and used car loans, loans secured by deposits, mortgage loans, foreign currency loans; credit cards; housing credit, retail credit, and financing for residential construction; independent trading services on capital markets, investment advisory, interactive brokerage; current account management; private banking services to non-residents; consumer banking, corporate banking, finance and insurance, investment banking, private equity, securities, asset management, and wealth management. Founded in 1963 and headquartered in Jerusalem with additional offices at Airport City, the bank operates approximately 18-25 branches across Israel and maintains subsidiaries including Bank of Jerusalem Trust Company Ltd., Ir Shalem Insurance Agency (1996) Ltd., Jerusalem Financing and Issuance (2005) Ltd., and Tomer Jerusalem Ltd.; it is controlled by Export Investment Corp. Ltd., a public company owned by the Shoval family. In late 2024, Bank of Jerusalem pursued a strategic reverse merger with Isracard Ltd., raising its all-share bid to value the credit card company at NIS 3.8-4.2 billion in a proposed deal jump acquisition, competing with offers from Delek Group and Menora Mivtachim, with Isracard's board set to decide by January 15, 2025; the bank also launched a precedent-setting NIS 500 million private mortgage-backed securitization with high international ratings in 2025 to enhance liquidity.