JDC Group AG

JDC Group AG

JDC.DE
JDC Group AGDE flagDeutsche Börse
22.30
EUR
-0.20
- -
301.53MMarket Cap
JDC Group AG
JDC.DE
(Deutsche Börse)

Recent

price

22.30

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
15.09
14.47
14.94
8.17
6.87
6.98
6.85
7.08
7.64
8.51
9.66
11.09
12.18
13
16.31
18.49
19.09
Revenue per Share
-0.03
-0.71
-1.87
-0.56
-0.61
-0.16
-0.11
-0.14
-0.34
-0.14
-0.09
0.07
0.07
0.28
0.43
0.53
0.48
Basic EPS, GAAP
0.54
-1.13
-2.05
-0.69
-0.48
-0.16
-0.32
0.08
-0.1
0.15
0.53
0.94
0.43
0.7
0.91
1.05
0.99
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
1.04
1.01
Dividend per Share
1.01
1.02
1.03
1.03
1.03
1.03
1.07
1.06
1.09
1.03
1.07
1.07
1.11
1.05
1.03
1.04
1.03
Book Value per Share
1.27
-0.38
-0.8
-0.43
-0.48
-0.61
-1.35
-1.32
-1.07
-1.48
-1.62
-2.09
-2.11
-1.24
-0.91
-5.3
-5.04
Tangible Book Value per Share
7
7
7
11
11
11
11
12
12
13
13
13
13
13
14
14
14
Basic Weighted Avg Shares
109
105
108
89
75
76
78
84
95
111
123
147
156
172
221
250
263
Sales/Revenue/Turnover
1.69
1.59
-2.98
-4.64
-6.17
-0.52
0.45
0.32
-1.67
-0.01
0.75
2.23
2.02
3.4
3.94
5.59
6.44
Operating Margin (%)
2
2
4
2
2
2
2
3
3
4
5
5
6
6
6
7
7
Depreciation Expense
- -
-5
-14
-6
-7
-2
-1
-2
-4
-2
-1
1
1
4
6
7
7
Net Income, GAAP
19.82
35.38
- -
- -
- -
- -
- -
- -
- -
- -
- -
35.7
14.79
- -
18.98
19.19
25.18
Effective Tax Rate (%)
-0.23
-4.93
-12.52
-6.88
-8.88
-2.28
-1.56
-1.99
-4.49
-1.63
-0.95
0.62
0.58
2.19
2.66
2.84
2.5
Profit Margin (%)
1
-2
-4
2
2
11
1
6
7
6
7
7
6
15
13
26
29
Working Capital
8
7
- -
- -
- -
13
13
17
15
21
23
23
23
26
20
87
87
LT Debt
53
48
34
35
26
25
30
28
33
30
27
39
37
53
57
68
70
Total Equity
2.29
1.66
- -
- -
- -
- -
- -
- -
- -
- -
- -
3.51
4.05
- -
8.79
9.42
15.88
Return on Invested Capital (%)
2.82
-21.19
- -
- -
- -
- -
- -
- -
- -
- -
- -
4.74
5.17
- -
18.97
12.47
15.07
Return on Capital (%)
-3.4
-70.3
-182.35
-65.53
-59.47
-15.52
-10.4
-13.49
-32.49
-13.39
-8.59
6.56
6.37
26.81
42.17
50.72
93.01
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
2
- -
LT Borrowings
87
87
87
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
14
14
14
Market Capitalization
412
350
297

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
66
79
78
Cash, Cash Equivalents & STI
34
36
39
Accounts Receivable, Net
26
38
33
Inventories
- -
- -
- -
Total Current Liabilities
56
53
49
Payables & Accruals
- -
- -
- -
ST Debt
- -
2
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.21%
21.49%
18.53%
Free Cash Flow
-12.59%
28.97%
14.25%
Net Income, GAAP
28.53%
43.23%
21.13%
Sales/Revenue/Turnover
12.9%
15.53%
13.16%
Total Cash Common Dividend
- -
- -
45,125.81%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
53
52
63
- -
221
2025
62
59
55
74
250
2026
75
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.05
0.02
- -
- -
0.43
2025
0.2
0.08
-0.08
- -
0.53
2026
0.16
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
1.06
- -
1.04
2026
- -
- -
- -
- -
- -
Business
JDC Group AG is a financial services company specializing in digital advisory and financial product distribution primarily across Germany and Austria, with expanding operations in Eastern Europe. Founded in 1999 and headquartered in Berlin, the company operates two main business segments: Advisortech and Advisory. The Advisortech segment provides modern advisory and administration technology platforms under various brand names including Jung, DMS & Cie., MORGEN & MORGEN, allesmeins, Top Ten, and Geld.de, supporting insurance, investment funds (including alternative and closed-end funds), structured products, financing, and real estate offerings. The Advisory segment focuses on direct financial product distribution via independent advisors, brokers, and financial sales networks, primarily through the FiNUM Group, targeting both private individuals and corporate clients. JDC is one of the leading market players in the German-speaking region with over 16,000 connected sales partners and manages a portfolio exceeding EUR 4.5 billion along with annual product sales around EUR 1.5 billion. The company integrates technology-driven solutions to enhance intermediary efficiency and customer care, positioning itself as a strategic investor in fintech and advisory technologies. Recent major developments include the acquisition of a 60% stake in FMK Group, expanding JDC’s direct sales platform and customer base, and facilitating greater scalability and platform utilization. This acquisition propels JDC’s strategy towards growth and heightened profitability, with the company raising its 2025 revenue forecast to EUR 260-280 million and projecting EBITDA growth to at least EUR 35 million in 2026. To fund this transaction, JDC plans to issue a EUR 70 million senior secured bond. The integration of FMK Group is expected to enhance platform profitability significantly and improve economies of scale. JDC Group’s comprehensive product offerings span insurance policies, investment and alternative funds, structured financial products, financing solutions, and real estate investments. The company serves a broad clientele through both digital channels and an extensive advisor network, focusing on leveraging technology to facilitate financial intermediary operations. JDC’s strategic initiatives also emphasize sustainability and ESG compliance by promoting digital processes that reduce paper usage and streamline advisory workflows. Overall, JDC Group AG maintains a strong market position as a digital platform leader in financial services, marked by its dual focus on technological innovation in advisory solutions and robust traditional financial product distribution in the DACH region and Eastern Europe. The company’s recent strategic acquisitions and technological investments underscore its commitment to scaling operations, enhancing service offerings, and driving long-term profitable growth.