1. India Stocks

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    Financial Services

  3. •

    Financial - Credit Services
JMJ Fintech Limited

JMJ Fintech Limited

JMJFIN.BO
JMJ Fintech LimitedIN flagBombay Stock Exchange
9.69
INR
-0.11
- -
372.10MMarket Cap
JMJ Fintech Limited
JMJFIN.BO
(Bombay Stock Exchange)

Recent

price

9.69

P/E

ratio

- -

div

yld

- -

ROIC.AI

2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
2.07
1.88
0.86
1.16
1.13
1.49
0.95
0.71
0.27
1.58
3.12
6.93
- -
6.25
Revenue per Share
0.14
0.03
-0.28
0.07
0.01
-0.09
-0.16
-0.11
0.02
0.35
0.89
2.09
- -
2.18
Basic EPS, GAAP
-12.3
0.38
-0.27
0.03
0.45
-0.97
-0.47
0.65
0.94
-1.1
-3.49
-3.14
- -
-5.14
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
14.37
5
4.71
4.77
4.78
4.68
4.52
4.41
4.43
4.78
5.67
7.75
- -
10.68
Book Value per Share
15.55
5.41
5.13
5.19
5.2
5.11
4.95
4.84
4.86
5.26
6.45
9.47
- -
15.99
Tangible Book Value per Share
8
24
24
24
24
24
24
24
24
24
24
25
- -
35
Basic Weighted Avg Shares
17
45
21
28
27
36
23
17
6
38
75
171
218
218
Sales/Revenue/Turnover
5.96
3.61
-33.24
8.9
26.35
-1.94
-15.89
-12.05
30.99
5.9
51.84
56.43
46.96
46.6
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
2
2
3
3
Depreciation Expense
1
1
-7
2
- -
-2
-4
-3
- -
8
21
52
76
76
Net Income, GAAP
- -
51.08
- -
28.62
- -
- -
- -
- -
- -
15.51
44.58
45.33
25.77
25.21
Effective Tax Rate (%)
6.55
1.56
-32.86
5.76
0.92
-6.06
-17.09
-15.31
7.64
21.96
28.68
30.2
34.82
34.82
Profit Margin (%)
44
128
122
124
124
19
109
107
117
154
264
463
830
830
Working Capital
- -
- -
- -
- -
- -
- -
- -
7
- -
30
104
211
323
323
LT Debt
129
129
123
124
124
122
118
116
116
127
156
236
560
560
Total Equity
- -
0.62
- -
1.43
- -
- -
- -
- -
1.64
1.41
10.29
14.94
11.4
11.4
Return on Invested Capital (%)
- -
0.59
- -
1.41
- -
- -
- -
- -
0.43
6.64
11.15
16.26
13.85
13.85
Return on Capital (%)
- -
0.59
-5.84
1.41
0.22
-1.91
-3.54
-2.44
0.46
7.54
17.09
31.6
26.94
26.94
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'26
Dec'26
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
260
290
323
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
38
38
38
Market Capitalization
413
480
312

Working Capital

FRC

•

in mil. unless spec.
Sep'26
Dec'26
Mar'26
Total Current Assets
629
624
836
Cash, Cash Equivalents & STI
197
154
119
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
16
13
6
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
21.55%
44.24%
137.16%
Free Cash Flow
88.67%
33.75%
131.29%
Net Income, GAAP
71.88%
368.11%
46.99%
Sales/Revenue/Turnover
68.96%
137.44%
27.47%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
8
15
21
31
75
2025
37
37
36
61
171
2026
51
63
51
53
218

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.08
0.19
0.43
- -
0.89
2025
0.76
0.7
0.41
0.27
2.09
2026
0.46
0.77
0.45
0.46
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
JMJ Fintech Limited is an India-based non-deposit taking Non-Banking Financial Company (NBFC) engaged primarily in providing a range of financial services to corporate clients and high net worth individuals. The company offers secured and unsecured loans; specialized financing for the SME sector; management consultancy services including fundraising advisory through IPOs, private equity, and venture capital; and consultancy on mergers, amalgamations, acquisitions, and valuations. Additionally, JMJ Fintech Limited invests and trades in shares and securities as well as in cash and derivative markets on the BSE and NSE. Founded in 1982 and headquartered in Coimbatore, Tamil Nadu, the company operates across India to support clients through customized financial solutions and innovative lending approaches. JMJ Fintech formerly operated under the name Meenakshi Enterprises Limited until its name change in June 2022. Recent major developments include the company’s strategic focus on digital transformation, highlighted by initiatives approved in 2025 to acquire digital products and introduce new services to enhance operational efficiency and customer engagement. In August 2025, JMJ Fintech successfully raised capital through a partly paid rights issue aiming to raise a total of approximately ₹26.88 crores. The company reported a significant profit increase of 77.8% in Q2 FY25 driven by effective collection strategies and operational improvements. The board has also approved dividends for the financial year 2024-2025, reflecting its stable financial position. JMJ Fintech’s business emphasis continues on leveraging technology and prudent risk management to maintain a no bad debt record and foster sustainable growth in the NBFC sector within India. The company’s leadership includes financial professionals with extensive experience in secured and unsecured lending, asset financing, deposit mobilization, and financial risk management, which support its strong market presence. JMJ Fintech is registered with the Reserve Bank of India and listed on the Bombay Stock Exchange under ticker JMJFIN.BO. It remains committed to expanding its footprint in the Indian financial services industry while maintaining adherence to regulatory standards and best practices. This comprehensive financial services offering positions JMJ Fintech Limited as a versatile player in the credit, investment, and consultancy segments for diverse client categories including SMEs, corporate clients, and high net worth individuals across India.