JTNB Bancorp, Inc.

JTNB Bancorp, Inc.

JTNB
JTNB Bancorp, Inc.US flagOther OTC
21.14
USD
- -
- -
19.96MMarket Cap
JTNB Bancorp, Inc.
JTNB
(Other OTC)

Recent

price

21.14

P/E

ratio

- -

div

yld

- -

ROIC.AI

2019
2020
2021
2022
2023
2024
2025
FRC
6.87
8.14
7.02
7.47
7.55
8.14
- -
Revenue per Share
1.27
2.3
1.22
1.51
1.53
1.87
- -
Basic EPS, GAAP
1.45
1.14
1.57
1.15
0.94
2.51
- -
Free Cash Flow per Basic Share
0.42
0.54
0.69
0.49
0.41
0.47
- -
Dividend per Share
19.19
20.8
21.55
22.67
23.7
24.99
- -
Book Value per Share
20.43
23.65
22.8
14.27
17.21
18.16
- -
Tangible Book Value per Share
1
1
1
1
1
1
- -
Basic Weighted Avg Shares
7
8
7
7
7
8
8
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
2
1
1
1
2
2
Net Income, GAAP
10.23
5.48
12.29
10.93
12.77
15.14
16.77
Effective Tax Rate (%)
18.42
28.29
17.37
20.24
20.29
23
25.36
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
Working Capital
5
5
5
5
- -
- -
- -
LT Debt
20
23
23
14
17
18
22
Total Equity
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
11.52
5.75
6.82
6.61
7.7
8.69
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
1.49%
22.5%
Free Cash Flow
- -
28.92%
-14.51%
Net Income, GAAP
- -
3.96%
19.74%
Sales/Revenue/Turnover
- -
1.94%
8.6%
Total Cash Common Dividend
- -
0.38%
5.4%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
7
2024
- -
- -
- -
- -
8
2025
- -
- -
- -
- -
8

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
1.53
2024
- -
- -
- -
- -
1.87
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.41
2024
- -
- -
- -
- -
0.47
2025
- -
- -
- -
- -
- -
Business
JTNB Bancorp, Inc. operates as the holding company for Jim Thorpe Neighborhood Bank, a Pennsylvania state-chartered commercial bank serving individuals and small businesses in Carbon County and surrounding areas of northeastern Pennsylvania; the bank maintains six branches in Jim Thorpe, Penn Forest Township, Lehighton, Nesquehoning, Coaldale, and Lansford. Founded in 1988 and headquartered at 12 Broadway in Jim Thorpe, Pennsylvania, the company traces its origins to the Savings Shoppe established in 1852, evolving through consolidations including the 1955 formation of The Jim Thorpe National Bank and the 2013 charter conversion to its current name as a state member of the Federal Reserve Bank of Philadelphia. Jim Thorpe Neighborhood Bank provides a broad range of deposit products such as checking accounts including E-Checking, Classic Checking, All American 50 Checking, All American 50 GOLD Checking, and NOW accounts; savings accounts, certificates of deposit, and individual retirement accounts; debit MasterCard and credit cards for personal and business use; digital banking solutions encompassing iBanking, iMobile online banking, telephone banking, and digital wallet compatibility with Apple Pay and Google Wallet; lending products featuring residential mortgage loans, home equity loans, consumer loans, commercial loans, and municipal loans; and additional services like merchant processing. In recent years, JTNB Bancorp emphasizes community-focused growth with competitive offerings such as a 10-year fixed-rate home equity loan at 5.504% APR and enhanced digital services, while financial highlights reflect over 170 years of stability amid ongoing deposit and loan portfolio expansion as evidenced in historical asset growth through 2021; no major acquisitions, funding rounds, or strategic shifts occur within the last 1-2 years.