e-Credible Co., Ltd.

e-Credible Co., Ltd.

KKRX:092130
13,800.00
KRW
-10.00
(-0.07%)
1,081.31EPS
13.41P/E
174.63BMarket Cap
Nov 18Next Earn

Total Valuation

KRW

As of March 31, 2026, e-Credible Co., Ltd. carries a market capitalization of 174.63B, placing it among publicly traded companies globally. Its enterprise value stands at 137.58B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap174.63B
Enterprise Value137.58B

Important Dates

e-Credible Co., Ltd.'s next confirmed earnings release is scheduled for November 18, 2026.

Earnings Date11/18/2026

Share Statistics

As of March 31, 2026, e-Credible Co., Ltd. has 12.04M shares outstanding.

Shares Outstanding12.04M

Valuation Ratios

As of March 31, 2026, e-Credible Co., Ltd. trades at a trailing price-to-earnings ratio of 13.41. The price-to-sales ratio is 3.42, and the price-to-book ratio stands at 5.26.

PE Ratio13.41
PS Ratio3.42
PB Ratio5.26
P/TBV Ratio6.02
P/FCF Ratio16.81
P/OCF Ratio12.43

Enterprise Valuation

As of March 31, 2026, e-Credible Co., Ltd. trades at an EV/EBITDA multiple of 8.20 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 2.69 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 8.79 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses. e-Credible Co., Ltd. trades at an EV/FCF ratio of 13.24, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 137.58B versus a market cap of 174.63B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales2.69
EV / EBITDA8.20
EV / EBIT8.79
EV / FCF13.24

Financial Position

As of March 31, 2026, e-Credible Co., Ltd. maintains a current ratio of 1.99, meaning it holds 2.0x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 0.22, indicating conservative leverage, while an interest coverage ratio of 4,254.46 demonstrates adequate ability to service its debt obligations.

Current Ratio1.99
Quick Ratio1.64
Debt / Equity0.22
Interest Coverage4,254.46

Financial Efficiency

KRW

Over the twelve months ended March 31, 2026, e-Credible Co., Ltd. posted a return on equity (ROE) of 40.95, showing how much profit the company earns on every dollar of shareholder capital. Return on invested capital (ROIC) comes in at 37.21 - the clearest signal of whether the business earns more on its capital than that capital costs, and the core measure of a durable competitive advantage. Return on assets (ROA) stands at 22.19, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 40.81, useful for judging operating efficiency across full business cycles. The company generates approximately 255.29M in revenue per employee across its workforce of 200.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)40.95
Return on Assets (ROA)22.19
Return on Invested Capital (ROIC)37.21
Return on Capital Employed (ROCE)40.81
Revenue Per Employee255.29M
Employee Count200.00

Taxes

KRW

Over the twelve months ended March 31, 2026, e-Credible Co., Ltd. recorded 3.58B in income tax expense. That works out to an effective tax rate of 21.57, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 16.61B, leaving 13.02B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax3.58B
Effective Tax Rate21.57

Stock Price Statistics

KRW

As of the close on October 23, 2026, e-Credible Co., Ltd.'s stock has declined approximately 16.97% over the past 52 weeks. The 50-day moving average sits at 14,226.80, while the 200-day moving average is 14,712.85.

52-Week Price Change-16.97%
50-Day Moving Average14,226.80
200-Day Moving Average14,712.85

Income Statement

KRW

Over the twelve months ended March 31, 2026, e-Credible Co., Ltd. generated 51.06B in revenue and converted that into 13.02B in net income, yielding earnings per share of 1,081.31. EBITDA reached 16.78B, while operating income came in at 15.65B.

Revenue51.06B
Gross Profit51.06B
Operating Income15.65B
Pretax Income16.61B
Net Income13.02B
EBITDA16.78B
EBIT15.65B
Earnings Per Share (EPS)1,081.31

Balance Sheet

KRW

As of March 31, 2026, e-Credible Co., Ltd. holds 37.13B in cash and equivalents against 72.49M in total debt, resulting in a net debt position of -37.13B. Total book value stands at 33.19B, with working capital of 22.48B providing operational flexibility.

Cash & Cash Equivalents37.13B
Total Debt72.49M
Net Debt-37.13B
Equity (Book Value)33.19B
Book Value Per Share2,756.14
Working Capital22.48B

Cash Flow

KRW

e-Credible Co., Ltd. produced 14.05B in operating cash flow over the twelve months ended March 31, 2026. After subtracting -3.66B in capital expenditures, free cash flow totaled 10.39B - equivalent to 862.33 per share.

Operating Cash Flow14.05B
Capital Expenditures-3.66B
Free Cash Flow10.39B
FCF Per Share862.33

Margins

These figures cover the twelve months ended March 31, 2026. The operating margin of 30.66 and net profit margin of 25.51 provide insight into operational efficiency.

Operating Margin30.66
Pretax Margin32.52
Profit Margin25.51
EBITDA Margin32.86

Dividends & Yields

Over the twelve months ended March 31, 2026, e-Credible Co., Ltd. paid dividends of - - per share. The dividend payout ratio of - - indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 5.95, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 11.05, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to e-Credible Co., Ltd. shareholders.

Shareholder Yield11.05
FCF Yield5.95

Stock Splits

e-Credible Co., Ltd.'s most recent stock split took place on September 1, 2009 with a 1:5 split ratio.

Last Split Date9/1/2009
Split Ratio1:5

Scores

As of March 31, 2026, e-Credible Co., Ltd. has an Altman Z-Score of 7.70, well above the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score7.70