Krung Thai Bank Public Company Limited

Krung Thai Bank Public Company Limited

KTB.BK
Krung Thai Bank Public Company LimitedTH flagStock Exchange of Thailand
40.25
THB
-0.25
- -
562.54BMarket Cap
Krung Thai Bank Public Company Limited
KTB.BK
(Stock Exchange of Thailand)

Recent

price

40.25

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
4.66
6.63
6.87
6.53
7.52
8.15
8.71
8.56
8.33
8.9
8.55
8.23
8.91
10.62
11.33
11.19
11.15
Revenue per Share
1.26
1.52
1.99
2.47
2.37
2.04
2.31
1.61
2.04
2.1
1.2
1.54
2.41
2.62
3.3
3.45
3.51
Basic EPS, GAAP
1.98
0.61
4.8
-0.73
3.36
1.22
-0.85
0.12
1.24
10.76
-0.12
-1.43
-4.86
-1.06
9.38
13.7
13.4
Free Cash Flow per Basic Share
0.38
0.51
0.93
0.44
0.88
0.9
0.76
0.86
0.61
0.72
0.75
0.28
0.42
0.68
0.87
1.98
0.43
Dividend per Share
9.39
10.11
12.25
12.26
13.68
14.85
16.33
17.07
18.53
19.84
20.28
21.62
23.68
25.76
28.17
29.62
30.65
Book Value per Share
10.32
11.25
14.94
14.66
16.5
17.61
19.68
20.83
22.21
24.64
24.97
25.99
27
28.81
31.57
33.34
33.88
Tangible Book Value per Share
11,846
11,202
11,742
13,973
14,005
13,968
13,984
13,938
13,966
13,976
13,976
13,976
13,976
13,976
13,976
13,976
13,934
Basic Weighted Avg Shares
55,195
74,306
80,660
91,268
105,315
113,784
121,794
119,272
116,298
124,445
119,546
115,005
124,587
148,372
158,279
156,430
155,418
Sales/Revenue/Turnover
- -
- -
- -
45.7
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
2,051
3,161
3,041
3,019
3,550
3,713
3,340
2,954
2,745
2,764
5,026
5,355
6,065
6,549
6,675
6,856
6,930
Depreciation Expense
14,913
17,027
23,366
34,513
33,191
28,494
32,304
22,440
28,491
29,284
16,732
21,588
33,698
36,616
46,153
48,229
48,952
Net Income, GAAP
27.07
25.33
25.56
18.67
17.41
15.95
17.38
16.6
18.06
18.37
18.6
19.57
19.61
19.72
18.81
19.78
18.99
Effective Tax Rate (%)
27.02
22.92
28.97
37.82
31.52
25.04
26.52
18.81
24.5
23.53
14
18.77
27.05
24.68
29.16
30.83
31.5
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
181,317
222,942
277,562
373,398
280,901
310,483
323,856
306,655
225,014
287,909
351,835
403,231
406,207
447,377
362,353
373,035
381,981
LT Debt
125,787
129,825
182,848
209,188
235,867
250,534
279,405
294,219
314,141
348,326
355,064
374,111
392,572
422,112
460,671
487,023
493,989
Total Equity
- -
- -
- -
5.9
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
13.57
15.17
18.17
21.9
18.29
14.28
14.83
9.63
11.47
10.93
5.97
7.37
10.64
10.6
12.25
11.94
11.76
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
404,552
369,661
378,687
LT Finance Leases
3,330
3,374
3,294
Preferred Equity and Hybrid Capital
28
28
28
Shares Outstanding
13,976
13,976
13,976
Market Capitalization
345,309
393,346
487,676

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
447,973
928,558
530,468
Accounts Receivable, Net
22,550
25,274
23,372
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
5,430
48,406
5,074
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.91%
6.53%
5.72%
Free Cash Flow
165.59%
70.44%
45.98%
Net Income, GAAP
9.41%
24.87%
4.5%
Sales/Revenue/Turnover
3.47%
5.83%
-1.17%
Total Cash Common Dividend
19.76%
41.31%
127.53%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
40,361
39,066
40,267
38,584
158,279
2025
39,378
39,010
41,129
36,912
156,430
2026
38,367
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.84
0.84
0.84
- -
3.3
2025
0.84
0.8
1.05
- -
3.45
2026
0.89
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.87
2025
- -
- -
- -
- -
1.98
2026
- -
- -
- -
- -
- -
Business
Krung Thai Bank Public Company Limited delivers a comprehensive spectrum of commercial banking solutions. The institution operates distinct divisions encompassing Retail Banking, Corporate and SME Banking, and Treasury and Investment services. Within its Retail Banking operations, the bank provides a variety of offerings, including checking, savings, and time deposit accounts, alongside foreign currency deposit facilities. It extends personal and home mortgage financing, issues various card products such as debit, travel, cash, top-up, and credit cards, and offers investment options through its asset management arm. Insurance solutions span motor vehicle, property, health, and life coverage. Furthermore, retail services include money transfers, bill payments, mobile top-ups, foreign exchange, and support for overseas education, complemented by extensive e-banking platforms like Krungthai NEXT and the PaoTang application, which facilitates digital government transactions for all Thai citizens. For small and medium-sized enterprises (SMEs), the bank offers specialized lending products and advisory services, including supply chain financing to support business growth. In its Corporate Banking segment, the company delivers cash management solutions such as collection, liquidity management, and transfer and payment services. It provides corporate current and fixed deposit accounts, foreign currency and term deposit products, and corporate cards. Its global markets capabilities include derivatives for foreign exchange, interest rates, equities, commodities, and credit. The bank also offers financial advisory services for mergers and acquisitions, capital market underwriting, selling agent services, and project finance, all supported by its advanced e-banking systems. The Treasury and Investment division manages offerings like government and corporate bonds, structured notes, and investment units. The bank also plays a crucial role as a primary financial channel for government initiatives, facilitating disbursements and providing targeted lending programs. Krung Thai Bank extends its services through a broad network of branches across Thailand, which numbered 924 as of May 2024, and maintains an international presence with branches in countries like Cambodia, Laos, India, and key financial hubs such as Singapore and Los Angeles. Established on March 14, 1966, the bank is headquartered in Bangkok, Thailand.