1. Thailand Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
Krung Thai Bank Public Company Limited

Krung Thai Bank Public Company Limited

KTB1.F
Krung Thai Bank Public Company Limitedundefined flagFrankfurt Stock Exchange
1.00
EUR
+0.01
- -
13.98BMarket Cap
Krung Thai Bank Public Company Limited
KTB1.F
(Frankfurt Stock Exchange)

Recent

price

1.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
4.66
6.63
6.87
6.53
7.52
8.15
8.71
8.56
8.33
8.9
8.55
8.23
8.91
10.62
11.33
11.19
11.15
Revenue per Share
1.26
1.52
1.99
2.47
2.37
2.04
2.31
1.61
2.04
2.1
1.2
1.54
2.41
2.62
3.3
3.45
3.51
Basic EPS, GAAP
1.98
0.61
4.8
-0.73
3.36
1.22
-0.85
0.12
1.24
10.76
-0.12
-1.43
-4.86
-1.06
9.38
13.7
13.4
Free Cash Flow per Basic Share
0.38
0.51
0.93
0.44
0.88
0.9
0.76
0.86
0.61
0.72
0.75
0.28
0.42
0.68
0.87
1.98
0.43
Dividend per Share
9.39
10.11
12.25
12.26
13.68
14.85
16.33
17.07
18.53
19.84
20.28
21.62
23.68
25.76
28.17
29.62
30.65
Book Value per Share
10.32
11.25
14.94
14.66
16.5
17.61
19.68
20.83
22.21
24.64
24.97
25.99
27
28.81
31.57
33.34
33.88
Tangible Book Value per Share
11,846
11,202
11,742
13,973
14,005
13,968
13,984
13,938
13,966
13,976
13,976
13,976
13,976
13,976
13,976
13,976
13,934
Basic Weighted Avg Shares
55,195
74,306
80,660
91,268
105,315
113,784
121,794
119,272
116,298
124,445
119,546
115,005
124,587
148,372
158,279
156,430
155,418
Sales/Revenue/Turnover
- -
- -
- -
45.7
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
2,051
3,161
3,041
3,019
3,550
3,713
3,340
2,954
2,745
2,764
5,026
5,355
6,065
6,549
6,675
6,856
6,930
Depreciation Expense
14,913
17,027
23,366
34,513
33,191
28,494
32,304
22,440
28,491
29,284
16,732
21,588
33,698
36,616
46,153
48,229
48,952
Net Income, GAAP
27.07
25.33
25.56
18.67
17.41
15.95
17.38
16.6
18.06
18.37
18.6
19.57
19.61
19.72
18.81
19.78
18.99
Effective Tax Rate (%)
27.02
22.92
28.97
37.82
31.52
25.04
26.52
18.81
24.5
23.53
14
18.77
27.05
24.68
29.16
30.83
31.5
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
181,317
222,942
277,562
373,398
280,901
310,483
323,856
306,655
225,014
287,909
351,835
403,231
406,207
447,377
362,353
373,035
381,981
LT Debt
125,787
129,825
182,848
209,188
235,867
250,534
279,405
294,219
314,141
348,326
355,064
374,111
392,572
422,112
460,671
487,023
493,989
Total Equity
- -
- -
- -
5.9
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
13.57
15.17
18.17
21.9
18.29
14.28
14.83
9.63
11.47
10.93
5.97
7.37
10.64
10.6
12.25
11.94
11.76
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
404,552
369,661
378,687
LT Finance Leases
3,330
3,374
3,294
Preferred Equity and Hybrid Capital
28
28
28
Shares Outstanding
13,976
13,976
13,976
Market Capitalization
331,526
378,673
481,040

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
447,973
928,558
530,468
Accounts Receivable, Net
22,550
25,274
23,372
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
5,430
48,406
5,074
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.91%
6.53%
5.72%
Free Cash Flow
165.59%
70.44%
45.98%
Net Income, GAAP
9.41%
24.87%
4.5%
Sales/Revenue/Turnover
3.47%
5.83%
-1.17%
Total Cash Common Dividend
19.76%
41.31%
127.53%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
40,361
39,066
40,267
38,584
158,279
2025
39,378
39,010
41,129
36,912
156,430
2026
38,367
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.84
0.84
0.84
- -
3.3
2025
0.84
0.8
1.05
- -
3.45
2026
0.89
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.87
2025
- -
- -
- -
- -
1.98
2026
- -
- -
- -
- -
- -
Similar Companies
Apollo Bancorp, Inc. (APLO)
Alerus Financial Corporation (ALRS)
The Bancorp, Inc. (TBBK)
MainStreet Bancshares, Inc. (MNSB)
PT Bank JTrust Indonesia Tbk (BCIC.JK)
CIT Group Inc. (CIT-PB)
Business
Krung Thai Bank Public Company Limited Krung Thai Bank Public Company Limited (KTB1.F) provides commercial banking products and services through its retail banking, corporate banking, and treasury and investment segments. The bank offers personal banking products including current, savings, and fixed deposit accounts; time and foreign currency deposits; personal, housing, SME, and international business loans; debit, credit, travel, cash, and top-up cards; investment services; life, health, motor, accident, and non-life insurance; money transfer, payment, top-up, foreign exchange, and overseas education services; and e-banking platforms such as Krungthai NEXT and PaoTang digital wallet. Corporate banking services encompass cash management including collection, liquidity management, transfer, and payment; fixed deposit and current accounts; foreign currency and term deposits; FX, interest rate, commodity, equity, and credit derivatives; financial advisory, underwriting, and selling agent services for equity capital markets; merger and acquisition advisory; project finance and feasibility studies; and investment solutions like government and corporate bonds, structured notes, and investment units; while treasury operations handle trade finance and derivatives. Founded in 1966 through the merger of Kasik Bank and Monton Bank and headquartered at 35 Sukhumvit Road, Wattana District, Bangkok, Thailand, the state-owned lender operates a nationwide branch network in Thailand supplemented by international branches in Cambodia, Laos, and China, and representative offices in India, Vietnam, and Myanmar to support cross-border trade and ASEAN integration. Recent developments include ongoing merger discussions with TMBThanachart Bank (TTB) announced in early 2025 to create Thailand's largest bank by assets, leveraging KTB's government and civil servant client base with TTB's retail and auto loan strengths; acquisition of an additional 24% stake in subsidiary Krungthai Advisory in February 2024 for 154 million baht to bolster management control; selection as settlement bank for the Thailand-China QR cross-border payment project in October 2025 with NITMX and Ant International to enhance digital payments for Chinese tourists and Thai SMEs; S&P Global Ratings upgrade to 'BBB/A-2' in March 2025 reflecting improved profitability with net interest margin at 3.29% and capital adequacy ratio of 21.4%; and board changes effective April 2025.