Laurentian Bank of Canada

Laurentian Bank of Canada

LAUCF
Laurentian Bank of CanadaUS flagOther OTC
18.08
USD
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1.43BMarket Cap
Laurentian Bank of Canada
LAUCF
(Other OTC)

Recent

price

18.08

P/E

ratio

- -

div

yld

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ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
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Revenue per Share
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Basic EPS, GAAP
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Free Cash Flow per Basic Share
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Dividend per Share
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Book Value per Share
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Tangible Book Value per Share
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Basic Weighted Avg Shares
716
714
771
841
850
873
889
996
1,043
969
971
1,002
1,034
1,026
1,004
983
957
Sales/Revenue/Turnover
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Operating Margin (%)
37
40
47
55
56
53
39
37
42
47
66
62
52
60
58
46
66
Depreciation Expense
123
124
141
119
140
102
152
206
225
173
114
57
227
181
-5
140
28
Net Income, GAAP
25.59
21.28
23.21
20.79
22.49
23.19
23.03
22.58
19.86
11.96
5.15
21.39
17.81
13.94
- -
18.94
35.21
Effective Tax Rate (%)
17.18
17.34
18.23
14.21
16.52
11.74
17.09
20.72
21.53
17.83
11.75
5.69
21.91
17.66
-0.55
14.23
2.91
Profit Margin (%)
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Working Capital
3,637
5,003
6,481
5,420
5,311
5,943
10,144
12,379
11,737
12,397
13,179
14,032
15,045
15,230
15,594
15,628
15,842
LT Debt
1,136
1,218
1,541
1,434
1,545
1,587
1,975
2,330
2,496
2,568
2,611
2,641
2,781
2,858
2,828
2,882
2,755
Total Equity
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Return on Invested Capital (%)
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Return on Capital (%)
12.32
12.22
11.88
8.88
10.2
6.96
9.32
10.49
9.89
6.99
4.41
1.91
8.84
6.67
-0.71
4.97
0.54
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Oct'25
Jan'26
Apr'26
ST Debt
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LT Borrowings
15,522
15,357
15,842
LT Finance Leases
106
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Preferred Equity and Hybrid Capital
122
122
122
Shares Outstanding
45
45
45
Market Capitalization
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Working Capital

FRC

in mil. unless spec.
Oct'25
Jan'26
Apr'26
Total Current Assets
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Cash, Cash Equivalents & STI
1,631
1,771
1,748
Accounts Receivable, Net
189
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Inventories
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Total Current Liabilities
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Payables & Accruals
1,196
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ST Debt
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Deferred Revenue
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Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.42%
2.01%
1.89%
Free Cash Flow
54.59%
180.9%
111.32%
Net Income, GAAP
-248.38%
-503.94%
-2,643.63%
Sales/Revenue/Turnover
1.31%
0.27%
-2.14%
Total Cash Common Dividend
10.22%
8.85%
0.73%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
258
253
257
237
1,004
2025
249
243
247
245
983
2026
252
214
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Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
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2025
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2026
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Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
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2025
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2026
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Business
Laurentian Bank of Canada (Laurentian Bank) operates as a Schedule 1 commercial bank focused on personal banking, commercial banking, business-to-business dealer services, securities brokerage, capital markets, and mutual funds; it offers retail products including bank accounts, credit cards, loans, mortgages, term deposits, guaranteed investment certificates, current accounts, corporate Visa credit cards, and online banking services through LBCDirect, alongside commercial services such as commercial real estate lending, inventory and equipment financing via its Northpoint Commercial Finance subsidiary, fixed income trading as a primary dealer with the Bank of Canada, institutional services, and specialized investment products. Founded in 1846 as the Montreal City and District Savings Bank and headquartered at 1360 Rene-Levesque Boulevard West in Montreal, Quebec, the bank primarily serves customers in Quebec with additional commercial operations across Canada, including Ontario, Alberta, British Columbia, and Nova Scotia, and extends equipment financing into the United States. In December 2025, Laurentian Bank announces a transformative C$1.9 billion all-cash acquisition by Fairstone Bank of Canada, which will combine and expand its commercial lending operations including real estate, inventory, and equipment financing while retaining the Laurentian brand, head office, and leadership under President and CEO Éric Provost; concurrently, National Bank of Canada agrees to acquire its retail, small-to-medium enterprise banking, and approximately C$0.9 billion syndicated loan portfolios, accelerating the bank's 2024 Strategic Plan shift to a specialty commercial banking focus and exiting retail operations pending regulatory and shareholder approvals.