Lakeland Bancorp, Inc.
NASDAQ Global SelectTotal Valuation
Lakeland Bancorp, Inc. carries a market capitalization of 875.02M, placing it among publicly traded companies globally. Its enterprise value stands at 192.35M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 875.02M |
| Enterprise Value | 192.35M |
Share Statistics
Lakeland Bancorp, Inc. currently has 65.15M shares outstanding.
| Shares Outstanding | 65.15M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Lakeland Bancorp, Inc. trades at a trailing price-to-earnings ratio of 9.19. The price-to-sales ratio is 2.69, and the price-to-book ratio stands at 0.62.
| PE Ratio | 9.19 |
| PS Ratio | 2.69 |
| PB Ratio | 0.62 |
| P/TBV Ratio | 0.86 |
| P/FCF Ratio | 7.27 |
| P/OCF Ratio | 7.52 |
Enterprise Valuation
On an enterprise value basis, Lakeland Bancorp, Inc. trades at an EV/EBITDA multiple of 15.84 and an EV/FCF ratio of 1.79.
| EV / Sales | 0.66 |
| EV / EBITDA | 15.84 |
| EV / EBIT | N/A |
| EV / FCF | 1.79 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 45.41 |
| Debt / EBITDA | 44.10 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 6.94 |
| Return on Assets (ROA) | 0.78 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Lakeland Bancorp, Inc. has paid 26.07M in income taxes, reflecting an effective tax rate of 23.53.
| Income Tax | 26.07M |
| Effective Tax Rate | 23.53 |
Stock Price Statistics
Lakeland Bancorp, Inc.'s stock has gained approximately 0% over the past 52 weeks. The 50-day moving average sits at 13.43, while the 200-day moving average is 13.43.
| Beta (5Y) | N/A |
| 52-Week Price Change | 0% |
| 50-Day Moving Average | 13.43 |
| 200-Day Moving Average | 13.43 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Lakeland Bancorp, Inc. generated 289.32M in revenue and converted that into 84.73M in net income, yielding earnings per share of 1.30.
| Revenue | 289.32M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 110.80M |
| Net Income | 84.73M |
| EBITDA | 12.15M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 1.30 |
Balance Sheet
Lakeland Bancorp, Inc. holds 1.12B in cash and equivalents against 535.63M in total debt, resulting in a net debt position of 312.20M.
| Cash & Cash Equivalents | 1.12B |
| Total Debt | 535.63M |
| Net Debt | 312.20M |
| Equity (Book Value) | 1.25B |
| Book Value Per Share | 19.15 |
| Working Capital | N/A |
Cash Flow
Lakeland Bancorp, Inc. produced 103.46M in operating cash flow over the past twelve months. After subtracting -3.88M in capital expenditures, free cash flow totaled 99.57M - equivalent to 1.53 per share.
| Operating Cash Flow | 103.46M |
| Capital Expenditures | -3.88M |
| Free Cash Flow | 99.57M |
| FCF Per Share | 1.53 |
Margins
Lakeland Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 38.29 |
| Profit Margin | 29.29 |
| EBITDA Margin | 4.20 |
Dividends & Yields
The company's payout ratio of 44.96 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.59 |
| Dividend Yield | N/A |
| Payout Ratio | 44.96 |
| Shareholder Yield | -1.84 |
| FCF Yield | 13.76 |
Stock Splits
Lakeland Bancorp, Inc.'s most recent stock split took place on May 30, 2014 with a 20:21 split ratio.
| Last Split Date | 5/30/2014 |
| Split Ratio | 20:21 |
Scores
Lakeland Bancorp, Inc. posts an Altman Z-Score of 0.13, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.13 |