Life Insurance Corporation of India

Life Insurance Corporation of India

LICI.NS
Life Insurance Corporation of IndiaIN flagNational Stock Exchange of India
436.15
INR
+0.75
- -
5.52TMarket Cap
Life Insurance Corporation of India
LICI.NS
(National Stock Exchange of India)

Recent

price

436.15

P/E

ratio

- -

div

yld

- -

ROIC.AI

2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
446.24
493.93
542.41
574.46
620.73
671.17
704.09
- -
583.3
Revenue per Share
0.61
-2.53
2.35
3.26
28.46
32.34
38.2
- -
37.43
Basic EPS, GAAP
-2.01
-0.89
-0.85
-0.57
-0.7
-0.61
-0.61
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
0.13
0.13
0.17
8.3
36
64.84
100.04
- -
5
Book Value per Share
-2.03
-1.9
5.5
9.04
36.63
65.52
100.79
- -
139.82
Tangible Book Value per Share
12,650
12,650
12,656
12,652
12,650
12,650
12,649
- -
12,651
Basic Weighted Avg Shares
5,644,922
6,248,157
6,864,747
7,268,383
7,852,171
8,490,309
8,906,233
9,785,785
7,379,037
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
4,286
7,785
4,166
4,362
4,664
4,659
5,065
- -
- -
Depreciation Expense
7,685
-32,018
29,741
41,247
359,966
409,158
483,203
574,532
473,547
Net Income, GAAP
- -
- -
0.29
0.96
0.23
0.34
0.06
0.12
0.26
Effective Tax Rate (%)
0.14
-0.51
0.43
0.57
4.58
4.82
5.43
5.87
6.42
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
596,513
580,007
37
13
- -
- -
- -
- -
- -
LT Debt
8,974
10,981
69,832
114,587
463,500
828,996
1,275,037
1,768,806
1,768,806
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
9.02
76.99
128.19
64.21
46.38
86.12
- -
Return on Capital (%)
- -
-1,929.7
1,581.52
77
128.46
64.15
46.34
86.48
71.28
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'26
Dec'26
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
12,650
- -
12,650
Market Capitalization
5,695,137
5,407,421
4,589,995

Working Capital

FRC

in mil. unless spec.
Sep'26
Dec'26
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
- -
720,132
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
108%
38.73%
Free Cash Flow
- -
4.34%
43.65%
Net Income, GAAP
- -
172.41%
18.9%
Sales/Revenue/Turnover
- -
7.36%
9.88%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,925,283
2,029,884
2,138,762
2,385,395
8,490,309
2025
2,119,259
2,316,984
2,034,510
2,435,570
8,906,233
2026
2,250,328
- -
2,362,026
2,766,684
9,785,785

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
7.62
6.35
7.49
- -
32.34
2025
8.33
6.11
8.7
15.05
38.2
2026
8.66
- -
10.22
18.55
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Life Insurance Corporation of India offers an extensive range of life insurance solutions across India, alongside operations in Fiji, Mauritius, and the United Kingdom. Its individual offerings encompass participating insurance policies, as well as non-participating products such as savings plans, term coverage, health benefits, annuity and pension schemes, and unit-linked insurance plans. Additionally, the company provides specialized products designed for women and children, micro-insurance options, and various riders that act as supplementary covers for enhanced benefits related to accidents, critical illnesses, and premium waivers. For groups, the corporation delivers solutions including group term insurance, group savings insurance, group savings pension, and group annuity products. Established in 1956 following the nationalization of the Indian insurance sector, Life Insurance Corporation of India maintains its principal office in Mumbai, India.