1. United Kingdom Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
Lloyds Banking Group plc

Lloyds Banking Group plc

LLD.DE
Lloyds Banking Group plcDE flagDeutsche Börse
1.36
EUR
+0.02
- -
78.93BMarket Cap
Lloyds Banking Group plc
LLD.DE
(Deutsche Börse)

Recent

price

1.36

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
0.37
0.3
0.29
0.26
0.23
0.24
0.24
0.26
0.26
0.26
0.21
0.23
0.23
0.3
0.3
0.33
0.35
Revenue per Share
- -
-0.04
-0.02
-0.01
0.02
0.01
0.03
0.05
0.06
0.04
0.02
0.08
0.06
0.08
0.07
0.08
0.09
Basic EPS, GAAP
-0.08
0.25
- -
-0.26
0.1
0.18
-0.02
-0.1
-0.2
0.11
0.36
0.05
0.26
0.02
-0.16
-0.01
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
0.02
0.03
0.03
0.03
0.03
0.01
0.01
0.02
0.03
0.03
0.03
- -
Dividend per Share
0.24
0.22
0.17
0.16
0.18
0.16
0.15
0.17
0.17
0.15
0.17
0.24
0.19
0.2
0.19
0.2
- -
Book Value per Share
0.58
0.6
0.54
0.49
0.64
0.61
0.63
0.61
0.62
0.59
0.61
0.66
0.53
0.6
0.6
0.66
0.82
Tangible Book Value per Share
67,117
68,470
69,841
71,009
71,350
71,272
71,234
71,710
71,638
70,603
70,606
70,937
68,847
64,953
62,413
59,790
58,801
Basic Weighted Avg Shares
24,793
20,642
20,456
18,420
16,295
17,354
17,037
18,621
18,631
18,110
15,133
16,324
16,050
19,199
18,603
20,028
20,517
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
2,432
2,175
2,126
1,940
1,935
2,112
2,380
2,370
2,405
2,660
2,732
2,825
2,396
2,905
3,426
3,477
- -
Depreciation Expense
-320
-2,963
-1,471
-838
1,412
860
2,063
3,909
4,408
2,925
1,318
5,784
3,827
5,460
4,421
4,659
5,056
Net Income, GAAP
191.81
- -
- -
293.25
14.93
41.85
44.34
28.91
24.4
31.57
- -
14.73
17.96
26.46
25.02
28.58
27.77
Effective Tax Rate (%)
-1.29
-14.35
-7.19
-4.55
8.67
4.96
12.11
20.99
23.66
16.15
8.71
35.43
23.84
28.44
23.76
23.26
24.64
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
260,469
221,198
146,764
115,413
98,494
101,752
92,549
87,182
105,966
113,615
108,758
91,844
91,835
93,668
88,522
95,145
100,752
LT Debt
44,566
46,180
42,581
39,336
49,903
46,980
48,815
49,143
50,199
47,806
49,413
53,152
43,911
47,365
45,888
47,867
48,231
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
-1.71
-19.11
-10.79
-7.18
11.73
7.05
18.5
34.22
35.83
25.71
12.03
39.87
25
41.32
35.2
38.58
- -
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
59,158
58,760
58,514
Market Capitalization
51,398
60,257
54,995

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
61,846
56,661
62,128
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
0.46%
-0.15%
4.31%
Free Cash Flow
-32.2%
-139.44%
-93.79%
Net Income, GAAP
48.76%
66.81%
5.38%
Sales/Revenue/Turnover
1.86%
6.07%
7.66%
Total Cash Common Dividend
21.63%
38.77%
9.41%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4,387
4,807
4,283
5,126
18,603
2025
4,695
4,996
4,561
5,776
20,028
2026
5,184
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.02
- -
- -
- -
0.07
2025
0.02
- -
- -
- -
0.08
2026
0.03
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.03
2025
- -
- -
- -
- -
0.03
2026
- -
- -
- -
- -
- -
Similar Companies
Bankinter, S.A. (BKIMF)
Royal Financial, Inc. (RYFL)
Preferred Bank (PFBC)
First Farmers Financial Corporation (FFMR)
Catskill Litigation Trust (CATKU)
Nordea Bank Abp (NDA-FI.HE)
Business
Lloyds Banking Group plc (Ticker: LLD.DE) operates as a leading UK-based financial services group, providing a wide range of banking, insurance, pensions, and investment products primarily to retail, commercial, and institutional customers. The group offers current accounts, savings accounts, mortgages, credit cards, unsecured loans, motor finance, leasing solutions, transactional banking, working capital management, debt financing, risk management services, life insurance, general insurance including home and car coverage, pensions, and investments through its three core divisions of Retail, Commercial Banking, and Insurance, Pensions and Investments. Retail serves personal customers with the largest digital bank and branch network in the UK; Commercial Banking targets small and medium-sized enterprises, corporates, and institutions with a digital-first model; and Insurance, Pensions and Investments addresses long-term protection and retirement needs. Founded in 1765 with origins in Birmingham as Taylors & Lloyds, the group maintains its registered office on The Mound in Edinburgh, operational headquarters at 33 Old Broad Street in London, and additional offices in Birmingham, Bristol, West Yorkshire, Glasgow, and overseas sites including the US and Europe with an EU hub in Berlin, Germany. Recent developments include the launch of Lloyds Premier in May 2025, a premium bank account for affluent customers with incomes or assets over £100,000 combining financial perks and lifestyle services; a brand refresh completed with the corporate website update alongside full-year results; a £60 million loan to Peabody for retrofitting social homes under the National Wealth Fund scheme; the introduction of a £1 million sustainable farming fund with Soil Association Exchange and Finance Earth; a strategic multi-year partnership extension with Broadcom in September 2025 to transform infrastructure via private cloud and mainframe solutions; the announcement in November 2025 of acquiring Curve, a London-based fintech; plans to provide over £35 billion in new finance to UK companies in 2026; and passing the Bank of England's 2025 capital stress test in December 2025, demonstrating resilience under severe scenarios.