Lake Shore Bancorp, Inc.
NASDAQ Global MarketTotal Valuation
Lake Shore Bancorp, Inc. carries a market capitalization of 132.09M, placing it among publicly traded companies globally. Its enterprise value stands at -6.59M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 132.09M |
| Enterprise Value | -6.59M |
Share Statistics
Lake Shore Bancorp, Inc. currently has 7.86M shares outstanding.
| Shares Outstanding | 7.86M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Lake Shore Bancorp, Inc. trades at a trailing price-to-earnings ratio of 12.99. The price-to-sales ratio is 3.64, and the price-to-book ratio stands at 1.18.
| PE Ratio | 12.99 |
| PS Ratio | 3.64 |
| PB Ratio | 1.18 |
| P/TBV Ratio | 0.74 |
| P/FCF Ratio | 10.08 |
| P/OCF Ratio | 10.50 |
Enterprise Valuation
| EV / Sales | 10.10 |
| EV / EBITDA | 443.81 |
| EV / EBIT | N/A |
| EV / FCF | N/A |
Financial Efficiency
| Return on Equity (ROE) | 9.39 |
| Return on Assets (ROA) | 1.15 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Lake Shore Bancorp, Inc. has paid 1.71M in income taxes, reflecting an effective tax rate of 17.34.
| Income Tax | 1.71M |
| Effective Tax Rate | 17.34 |
Stock Price Statistics
Lake Shore Bancorp, Inc.'s stock has gained approximately 40.46823% over the past 52 weeks. The 50-day moving average sits at 16.11, while the 200-day moving average is 14.98.
| Beta (5Y) | N/A |
| 52-Week Price Change | 40.46823% |
| 50-Day Moving Average | 16.11 |
| 200-Day Moving Average | 14.98 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Lake Shore Bancorp, Inc. generated 29.01M in revenue and converted that into 8.14M in net income, yielding earnings per share of 1.17.
| Revenue | 29.01M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 9.84M |
| Net Income | 8.14M |
| EBITDA | 599,000.00 |
| EBIT | N/A |
| Earnings Per Share (EPS) | 1.17 |
Balance Sheet
| Cash & Cash Equivalents | 112.29M |
| Total Debt | N/A |
| Net Debt | -61.61M |
| Equity (Book Value) | 89.74M |
| Book Value Per Share | 12.89 |
| Working Capital | N/A |
Cash Flow
Lake Shore Bancorp, Inc. produced 10.07M in operating cash flow over the past twelve months. After subtracting -418,000.00 in capital expenditures, free cash flow totaled 9.65M - equivalent to 1.39 per share.
| Operating Cash Flow | 10.07M |
| Capital Expenditures | -418,000.00 |
| Free Cash Flow | 9.65M |
| FCF Per Share | 1.39 |
Margins
Lake Shore Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 33.92 |
| Profit Margin | 28.04 |
| EBITDA Margin | 2.06 |
Dividends & Yields
The company's payout ratio of 24.30 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.28 |
| Dividend Yield | N/A |
| Payout Ratio | 24.30 |
| Shareholder Yield | -19.90 |
| FCF Yield | 9.92 |
Stock Splits
Lake Shore Bancorp, Inc.'s most recent stock split took place on July 21, 2025 with a 500:677 split ratio.
| Last Split Date | 7/21/2025 |
| Split Ratio | 500:677 |
Scores
Lake Shore Bancorp, Inc. posts an Altman Z-Score of 0.32, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.32 |