Bread Financial Holdings, Inc.

As of June 30, 2026, Bread Financial Holdings, Inc. carries a market capitalization of 4.21B, placing it among publicly traded companies globally. Its enterprise value stands at 3.65B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Bread Financial Holdings, Inc.'s next confirmed earnings release is scheduled for January 28, 2027.

As of June 30, 2026, Bread Financial Holdings, Inc. has 38.70M shares outstanding.

As of June 30, 2026, Bread Financial Holdings, Inc. trades at a trailing price-to-earnings ratio of 8.38. The price-to-sales ratio is 1.20, and the price-to-book ratio stands at 1.25.

These figures are as of June 30, 2026. The EV/Sales ratio of 0.92 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Bread Financial Holdings, Inc. trades at an EV/FCF ratio of 1.67, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 3.65B versus a market cap of 4.21B, with the gap driven by net debt and cash on the balance sheet.

These figures are as of June 30, 2026.

Over the twelve months ended June 30, 2026, Bread Financial Holdings, Inc. posted a return on equity (ROE) of 17.30, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 2.57, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 8.10, useful for judging operating efficiency across full business cycles. The company generates approximately 659,500.00 in revenue per employee across its workforce of 6,000.00, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, Bread Financial Holdings, Inc. recorded 115.00M in income tax expense. That works out to an effective tax rate of 16.84, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 683.00M, leaving 569.00M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on October 22, 2026, Bread Financial Holdings, Inc.'s stock has gained approximately 75.83% over the past 52 weeks. The 50-day moving average sits at 105.94, while the 200-day moving average is 86.83.

Over the twelve months ended June 30, 2026, Bread Financial Holdings, Inc. generated 3.96B in revenue and converted that into 569.00M in net income, yielding earnings per share of 12.81.

As of June 30, 2026, Bread Financial Holdings, Inc. holds 3.85B in cash and equivalents against 3.30B in total debt, resulting in a net debt position of -386.00M.

Bread Financial Holdings, Inc. produced 2.19B in operating cash flow over the twelve months ended June 30, 2026.

These figures cover the twelve months ended June 30, 2026.

Over the twelve months ended June 30, 2026, Bread Financial Holdings, Inc. paid dividends of 1.03 per share. The dividend payout ratio of 7.27 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 45.47, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 1.33, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Bread Financial Holdings, Inc. shareholders.