Assurant, Inc.

Assurant, Inc.

287.30
USD
+2.65
(+0.93%)
21.06EPS
12.70P/E
13.33BMarket Cap
Nov 03Next Earn

Total Valuation

USD

As of June 30, 2026, Assurant, Inc. carries a market capitalization of 13.33B, placing it among publicly traded companies globally. Its enterprise value stands at 10.95B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap13.33B
Enterprise Value10.95B

Important Dates

Assurant, Inc.'s next confirmed earnings release is scheduled for November 3, 2026.

Earnings Date11/3/2026

Share Statistics

As of June 30, 2026, Assurant, Inc. has 49.38M shares outstanding.

Shares Outstanding49.38M

Valuation Ratios

As of June 30, 2026, Assurant, Inc. trades at a trailing price-to-earnings ratio of 12.70. The price-to-sales ratio is 1.00, and the price-to-book ratio stands at 2.19.

PE Ratio12.70
PS Ratio1.00
PB Ratio2.19
P/TBV Ratio4.51
P/FCF Ratio8.24
P/OCF Ratio7.22

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 0.81 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Assurant, Inc. trades at an EV/FCF ratio of 6.27, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 10.95B versus a market cap of 13.33B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales0.81
EV / FCF6.27

Financial Position

These figures are as of June 30, 2026.

Debt / Equity36.21

Financial Efficiency

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Over the twelve months ended June 30, 2026, Assurant, Inc. posted a return on equity (ROE) of 18.34, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 2.97, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 14.53, useful for judging operating efficiency across full business cycles. The company generates approximately 918,511.95 in revenue per employee across its workforce of 14,650.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)18.34
Return on Assets (ROA)2.97
Return on Capital Employed (ROCE)14.53
Revenue Per Employee918,511.95
Employee Count14,650.00

Taxes

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Over the twelve months ended June 30, 2026, Assurant, Inc. recorded 263.70M in income tax expense. That works out to an effective tax rate of 19.87, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 1.33B, leaving 1.06B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax263.70M
Effective Tax Rate19.87

Stock Price Statistics

USD

As of the close on October 22, 2026, Assurant, Inc.'s stock has gained approximately 36.07% over the past 52 weeks. The 50-day moving average sits at 278.65, while the 200-day moving average is 251.65.

52-Week Price Change36.07%
50-Day Moving Average278.65
200-Day Moving Average251.65

Income Statement

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Over the twelve months ended June 30, 2026, Assurant, Inc. generated 13.46B in revenue and converted that into 1.06B in net income, yielding earnings per share of 21.06.

Revenue13.46B
Pretax Income1.33B
Net Income1.06B
Earnings Per Share (EPS)21.06

Balance Sheet

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As of June 30, 2026, Assurant, Inc. holds 4.59B in cash and equivalents against 2.21B in total debt, resulting in a net debt position of 509.40M.

Cash & Cash Equivalents4.59B
Total Debt2.21B
Net Debt509.40M
Equity (Book Value)6.10B
Book Value Per Share123.48

Cash Flow

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Assurant, Inc. produced 1.87B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -215.10M in capital expenditures, free cash flow totaled 1.66B - equivalent to 33.10 per share.

Operating Cash Flow1.87B
Capital Expenditures-215.10M
Free Cash Flow1.66B
FCF Per Share33.10

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin9.86
Profit Margin7.90

Dividends & Yields

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Over the twelve months ended June 30, 2026, Assurant, Inc. paid dividends of 3.53 per share. The dividend payout ratio of 16.61 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 12.14, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 3.50, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Assurant, Inc. shareholders.

Dividend Per Share3.53
Payout Ratio16.61
Shareholder Yield3.50
FCF Yield12.14