Citizens Financial Group, Inc.

Citizens Financial Group, Inc.

65.55
USD
+0.60
(+0.92%)
4.93EPS
15.06P/E
29.64BMarket Cap
Jan 20Next Earn

Total Valuation

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As of June 30, 2026, Citizens Financial Group, Inc. carries a market capitalization of 29.64B, placing it among publicly traded companies globally. Its enterprise value stands at -3.06B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap29.64B
Enterprise Value-3.06B

Important Dates

Citizens Financial Group, Inc.'s next confirmed earnings release is scheduled for January 20, 2027.

Earnings Date1/20/2027

Share Statistics

As of June 30, 2026, Citizens Financial Group, Inc. has 422.68M shares outstanding.

Shares Outstanding422.68M

Valuation Ratios

As of June 30, 2026, Citizens Financial Group, Inc. trades at a trailing price-to-earnings ratio of 15.06. The price-to-sales ratio is 3.43, and the price-to-book ratio stands at 1.23.

PE Ratio15.06
PS Ratio3.43
PB Ratio1.23
P/TBV Ratio1.88
P/FCF Ratio12.10
P/OCF Ratio11.98

Financial Position

These figures are as of June 30, 2026.

Debt / Equity62.44

Financial Efficiency

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Over the twelve months ended June 30, 2026, Citizens Financial Group, Inc. posted a return on equity (ROE) of 8.43, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.94, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 5.28, useful for judging operating efficiency across full business cycles. The company generates approximately 502,353.16 in revenue per employee across its workforce of 17,370.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)8.43
Return on Assets (ROA)0.94
Return on Capital Employed (ROCE)5.28
Revenue Per Employee502,353.16
Employee Count17,370.25

Taxes

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Over the twelve months ended June 30, 2026, Citizens Financial Group, Inc. recorded 585.00M in income tax expense. That works out to an effective tax rate of 21.58, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 2.71B, leaving 2.13B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax585.00M
Effective Tax Rate21.58

Stock Price Statistics

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As of the close on October 22, 2026, Citizens Financial Group, Inc.'s stock has gained approximately 28.45% over the past 52 weeks. The 50-day moving average sits at 67.45, while the 200-day moving average is 65.35.

52-Week Price Change28.45%
50-Day Moving Average67.45
200-Day Moving Average65.35

Income Statement

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Over the twelve months ended June 30, 2026, Citizens Financial Group, Inc. generated 8.73B in revenue and converted that into 2.13B in net income, yielding earnings per share of 4.93.

Revenue8.73B
Pretax Income2.71B
Net Income2.13B
Earnings Per Share (EPS)4.93

Balance Sheet

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As of June 30, 2026, Citizens Financial Group, Inc. holds 51.16B in cash and equivalents against 16.35B in total debt, resulting in a net debt position of 2.48B.

Cash & Cash Equivalents51.16B
Total Debt16.35B
Net Debt2.48B
Equity (Book Value)24.07B
Book Value Per Share56.95

Cash Flow

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Citizens Financial Group, Inc. produced 2.50B in operating cash flow over the twelve months ended June 30, 2026.

Operating Cash Flow2.50B
Free Cash Flow2.50B
FCF Per Share5.85

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin31.07
Profit Margin24.36

Dividends & Yields

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Over the twelve months ended June 30, 2026, Citizens Financial Group, Inc. paid dividends of 2.15 per share. The dividend payout ratio of 39.22 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 8.27, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -41.86, meaning Citizens Financial Group, Inc. raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Dividend Per Share2.15
Payout Ratio39.22
Shareholder Yield-41.86
FCF Yield8.27