Customers Bancorp, Inc

Customers Bancorp, Inc

74.70
USD
-0.65
(-0.86%)
8.38EPS
9.18P/E
2.65BMarket Cap
Oct 22Next Earn

Total Valuation

USD

As of June 30, 2026, Customers Bancorp, Inc. carries a market capitalization of 2.65B, placing it among publicly traded companies globally. Its enterprise value stands at 179.48M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap2.65B
Enterprise Value179.48M

Important Dates

Customers Bancorp, Inc.'s next confirmed earnings release is scheduled for October 22, 2026.

Earnings Date10/22/2026

Share Statistics

As of June 30, 2026, Customers Bancorp, Inc. has 33.77M shares outstanding.

Shares Outstanding33.77M

Valuation Ratios

As of June 30, 2026, Customers Bancorp, Inc. trades at a trailing price-to-earnings ratio of 9.18. The price-to-sales ratio is 2.91, and the price-to-book ratio stands at 1.20.

PE Ratio9.18
PS Ratio2.91
PB Ratio1.20
P/TBV Ratio1.21
P/FCF Ratio11.93
P/OCF Ratio6.93

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 0.20 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Customers Bancorp, Inc. trades at an EV/FCF ratio of 0.78, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 179.48M versus a market cap of 2.65B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales0.20
EV / FCF0.78

Financial Position

These figures are as of June 30, 2026.

Debt / Equity105.64

Financial Efficiency

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Over the twelve months ended June 30, 2026, Customers Bancorp, Inc. posted a return on equity (ROE) of 14.44, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.19, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 7.40, useful for judging operating efficiency across full business cycles. The company generates approximately 1.07M in revenue per employee across its workforce of 844.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)14.44
Return on Assets (ROA)1.19
Return on Capital Employed (ROCE)7.40
Revenue Per Employee1.07M
Employee Count844.00

Taxes

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Over the twelve months ended June 30, 2026, Customers Bancorp, Inc. recorded 85.95M in income tax expense. That works out to an effective tax rate of 22.77, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 377.40M, leaving 291.45M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax85.95M
Effective Tax Rate22.77

Stock Price Statistics

USD

As of the close on October 19, 2026, Customers Bancorp, Inc.'s stock has gained approximately 21.32% over the past 52 weeks. The 50-day moving average sits at 78.05, while the 200-day moving average is 73.41.

52-Week Price Change21.32%
50-Day Moving Average78.05
200-Day Moving Average73.41

Income Statement

USD

Over the twelve months ended June 30, 2026, Customers Bancorp, Inc. generated 906.34M in revenue and converted that into 291.45M in net income, yielding earnings per share of 8.38.

Revenue906.34M
Pretax Income377.40M
Net Income291.45M
Earnings Per Share (EPS)8.38

Balance Sheet

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As of June 30, 2026, Customers Bancorp, Inc. holds 4.81B in cash and equivalents against 2.33B in total debt, resulting in a net debt position of -1.85B.

Cash & Cash Equivalents4.81B
Total Debt2.33B
Net Debt-1.85B
Equity (Book Value)2.21B
Book Value Per Share65.31

Cash Flow

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Customers Bancorp, Inc. produced 380.86M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -151.81M in capital expenditures, free cash flow totaled 229.05M - equivalent to 6.82 per share.

Operating Cash Flow380.86M
Capital Expenditures-151.81M
Free Cash Flow229.05M
FCF Per Share6.82

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin41.64
Profit Margin32.16

Dividends & Yields

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Over the twelve months ended June 30, 2026, Customers Bancorp, Inc. paid dividends of 0.12 per share. The dividend payout ratio of 0.11 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 8.38, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -137.69, meaning Customers Bancorp, Inc. raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Dividend Per Share0.12
Payout Ratio0.11
Shareholder Yield-137.69
FCF Yield8.38

Stock Splits

Customers Bancorp, Inc.'s most recent stock split took place on May 22, 2014 with a 10:11 split ratio.

Last Split Date5/22/2014
Split Ratio10:11