Banca Sistema S.p.A.

Banca Sistema S.p.A.

1.57
EUR
+0.02
(+1.29%)
0.21EPS
6.67P/E
126.42MMarket Cap
Nov 04Next Earn

Total Valuation

EUR

As of June 30, 2026, Banca Sistema S.p.A. carries a market capitalization of 126.42M, placing it among publicly traded companies globally. Its enterprise value stands at 235.20M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap126.42M
Enterprise Value235.20M

Important Dates

Banca Sistema S.p.A.'s next confirmed earnings release is scheduled for November 4, 2026.

Earnings Date11/4/2026

Share Statistics

As of June 30, 2026, Banca Sistema S.p.A. has 80.42M shares outstanding.

Shares Outstanding80.42M

Valuation Ratios

As of June 30, 2026, Banca Sistema S.p.A. trades at a trailing price-to-earnings ratio of 6.67. The price-to-sales ratio is 0.83, and the price-to-book ratio stands at 0.38.

PE Ratio6.67
PS Ratio0.83
PB Ratio0.38
P/TBV Ratio0.38
P/FCF Ratio-1.72
P/OCF Ratio-1.89

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 1.54 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 235.20M versus a market cap of 126.42M, with the gap driven by net debt and cash on the balance sheet.

EV / Sales1.54

Financial Position

These figures are as of June 30, 2026.

Debt / Equity61.73

Financial Efficiency

EUR

Over the twelve months ended June 30, 2026, Banca Sistema S.p.A. posted a return on equity (ROE) of 5.82, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.44, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 3.15, useful for judging operating efficiency across full business cycles. The company generates approximately 420,878.18 in revenue per employee across its workforce of 363.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)5.82
Return on Assets (ROA)0.44
Return on Capital Employed (ROCE)3.15
Revenue Per Employee420,878.18
Employee Count363.25

Taxes

EUR

Over the twelve months ended June 30, 2026, Banca Sistema S.p.A. recorded 17.85M in income tax expense. That works out to an effective tax rate of 51.98, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 34.34M, leaving 18.96M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax17.85M
Effective Tax Rate51.98

Stock Price Statistics

EUR

As of the close on July 31, 2026, Banca Sistema S.p.A.'s stock has declined approximately 16.63% over the past 52 weeks. The 50-day moving average sits at 1.66, while the 200-day moving average is 1.53.

52-Week Price Change-16.63%
50-Day Moving Average1.66
200-Day Moving Average1.53

Income Statement

EUR

Over the twelve months ended June 30, 2026, Banca Sistema S.p.A. generated 152.88M in revenue and converted that into 18.96M in net income, yielding earnings per share of 0.21.

Revenue152.88M
Pretax Income34.34M
Net Income18.96M
Earnings Per Share (EPS)0.21

Balance Sheet

EUR

As of June 30, 2026, Banca Sistema S.p.A. holds 96.61M in cash and equivalents against 205.35M in total debt, resulting in a net debt position of -96.61M.

Cash & Cash Equivalents96.61M
Total Debt205.35M
Net Debt-96.61M
Equity (Book Value)332.63M
Book Value Per Share4.14

Cash Flow

EUR

Banca Sistema S.p.A. produced -66.86M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -6.81M in capital expenditures, free cash flow totaled -73.68M - equivalent to -0.92 per share.

Operating Cash Flow-66.86M
Capital Expenditures-6.81M
Free Cash Flow-73.68M
FCF Per Share-0.92

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin22.46
Profit Margin12.40

Dividends & Yields

These figures cover the twelve months ended June 30, 2026. Free cash flow yield is negative at -58.28: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield reaches - -, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Banca Sistema S.p.A. shareholders.

FCF Yield-58.28