Essent Group Ltd.

Essent Group Ltd.

65.24
USD
-0.06
(-0.10%)
7.14EPS
9.02P/E
5.85BMarket Cap
Nov 06Next Earn

Total Valuation

USD

As of June 30, 2026, Essent Group Ltd. carries a market capitalization of 5.85B, placing it among publicly traded companies globally. Its enterprise value stands at 229.15M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap5.85B
Enterprise Value229.15M

Important Dates

Essent Group Ltd.'s next confirmed earnings release is scheduled for November 6, 2026.

Earnings Date11/6/2026

Share Statistics

As of June 30, 2026, Essent Group Ltd. has 89.88M shares outstanding.

Shares Outstanding89.88M

Valuation Ratios

As of June 30, 2026, Essent Group Ltd. trades at a trailing price-to-earnings ratio of 9.02. The price-to-sales ratio is 4.59, and the price-to-book ratio stands at 1.03.

PE Ratio9.02
PS Ratio4.59
PB Ratio1.03
P/TBV Ratio1.05
P/FCF Ratio7.50
P/OCF Ratio7.36

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 0.17 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Essent Group Ltd. trades at an EV/FCF ratio of 0.27, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 229.15M versus a market cap of 5.85B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales0.17
EV / FCF0.27

Financial Position

These figures are as of June 30, 2026.

Debt / Equity8.76

Financial Efficiency

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Over the twelve months ended June 30, 2026, Essent Group Ltd. posted a return on equity (ROE) of 12.01, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 9.19, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 11.48, useful for judging operating efficiency across full business cycles. The company generates approximately 2.47M in revenue per employee across its workforce of 541.75, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)12.01
Return on Assets (ROA)9.19
Return on Capital Employed (ROCE)11.48
Revenue Per Employee2.47M
Employee Count541.75

Taxes

USD

Over the twelve months ended June 30, 2026, Essent Group Ltd. recorded 140.02M in income tax expense. That works out to an effective tax rate of 17.06, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 820.73M, leaving 680.71M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax140.02M
Effective Tax Rate17.06

Stock Price Statistics

USD

As of the close on October 21, 2026, Essent Group Ltd.'s stock has gained approximately 9.21% over the past 52 weeks. The 50-day moving average sits at 66.47, while the 200-day moving average is 62.75.

52-Week Price Change9.21%
50-Day Moving Average66.47
200-Day Moving Average62.75

Income Statement

USD

Over the twelve months ended June 30, 2026, Essent Group Ltd. generated 1.34B in revenue and converted that into 680.71M in net income, yielding earnings per share of 7.14.

Revenue1.34B
Pretax Income820.73M
Net Income680.71M
Earnings Per Share (EPS)7.14

Balance Sheet

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As of June 30, 2026, Essent Group Ltd. holds 6.11B in cash and equivalents against 495.97M in total debt, resulting in a net debt position of 421.64M.

Cash & Cash Equivalents6.11B
Total Debt495.97M
Net Debt421.64M
Equity (Book Value)5.66B
Book Value Per Share63.01

Cash Flow

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Essent Group Ltd. produced 834.08M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -8.19M in capital expenditures, free cash flow totaled 825.89M - equivalent to 8.75 per share.

Operating Cash Flow834.08M
Capital Expenditures-8.19M
Free Cash Flow825.89M
FCF Per Share8.75

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin61.39
Profit Margin50.92

Dividends & Yields

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Over the twelve months ended June 30, 2026, Essent Group Ltd. paid dividends of 1.31 per share. The dividend payout ratio of 18.18 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 13.32, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 12.57, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Essent Group Ltd. shareholders.

Dividend Per Share1.31
Payout Ratio18.18
Shareholder Yield12.57
FCF Yield13.32