Lloyds Banking Group plc

Lloyds Banking Group plc

5.18
USD
-0.09
(-1.71%)
0.57EPS
10.03P/E
80.56BMarket Cap
Jan 28Next Earn

Total Valuation

USD

As of September 30, 2026, Lloyds Banking Group Plc carries a market capitalization of 80.56B, placing it among publicly traded companies globally. Its enterprise value stands at 140.20B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap80.56B
Enterprise Value140.20B

Important Dates

Lloyds Banking Group Plc's next confirmed earnings release is scheduled for January 28, 2027.

Earnings Date1/28/2027

Share Statistics

As of September 30, 2026, Lloyds Banking Group Plc has 14.31B shares outstanding.

Shares Outstanding14.31B

Valuation Ratios

As of September 30, 2026, Lloyds Banking Group Plc trades at a trailing price-to-earnings ratio of 10.03. The price-to-sales ratio is 2.83, and the price-to-book ratio stands at 1.32.

PE Ratio10.03
PS Ratio2.83
PB Ratio1.32
P/TBV Ratio1.32

Enterprise Valuation

These figures are as of September 30, 2026. The EV/Sales ratio of 4.84 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 140.20B versus a market cap of 80.56B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales4.84

Financial Position

These figures are as of September 30, 2026.

Debt / Equity219.44

Financial Efficiency

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Over the twelve months ended September 30, 2026, Lloyds Banking Group Plc posted a return on equity (ROE) of 13.47, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 0.64, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 4.32, useful for judging operating efficiency across full business cycles. The company generates approximately 482,786.79 in revenue per employee across its workforce of 60,061.00, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)13.47
Return on Assets (ROA)0.64
Return on Capital Employed (ROCE)4.32
Revenue Per Employee482,786.79
Employee Count60,061.00

Taxes

USD

Over the twelve months ended September 30, 2026, Lloyds Banking Group Plc recorded 3.10B in income tax expense. That works out to an effective tax rate of 27.16, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 11.42B, leaving 8.18B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax3.10B
Effective Tax Rate27.16

Stock Price Statistics

USD

As of the close on November 5, 2026, Lloyds Banking Group Plc's stock has gained approximately 9.75% over the past 52 weeks. The 50-day moving average sits at 5.61, while the 200-day moving average is 5.61.

52-Week Price Change9.75%
50-Day Moving Average5.61
200-Day Moving Average5.61

Income Statement

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Over the twelve months ended September 30, 2026, Lloyds Banking Group Plc generated 29.00B in revenue and converted that into 8.18B in net income, yielding earnings per share of 0.57.

Revenue29.00B
Pretax Income11.42B
Net Income8.18B
Earnings Per Share (EPS)0.57

Balance Sheet

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As of September 30, 2026, Lloyds Banking Group Plc holds 74.17B in cash and equivalents against 133.82B in total debt, resulting in a net debt position of -74.17B.

Cash & Cash Equivalents74.17B
Total Debt133.82B
Net Debt-74.17B
Equity (Book Value)60.98B
Book Value Per Share4.26

Margins

These figures cover the twelve months ended September 30, 2026.

Pretax Margin39.38
Profit Margin28.22

Stock Splits

Lloyds Banking Group Plc's most recent stock split took place on May 6, 2009 with a 40:41 split ratio.

Last Split Date5/6/2009
Split Ratio40:41