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Merchants Bancorp

Merchants Bancorp

MBIN
Merchants BancorpUS flagNASDAQ Capital Market
52.68
USD
+0.08
- -
2.42BMarket Cap

Total Valuation

Merchants Bancorp carries a market capitalization of 2.42B, placing it among publicly traded companies globally. Its enterprise value stands at 6.25B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap2.42B
Enterprise Value6.25B

Share Statistics

Merchants Bancorp currently has 45.94M shares outstanding.

Shares Outstanding45.94M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

Merchants Bancorp trades at a trailing price-to-earnings ratio of 10.09. The price-to-sales ratio is 3.24, and the price-to-book ratio stands at 1.25.

PE Ratio10.09
PS Ratio3.24
PB Ratio1.25
P/TBV Ratio1.44
P/FCF Ratio-3.17
P/OCF Ratio-3.05

Enterprise Valuation

On an enterprise value basis, Merchants Bancorp trades at an EV/EBITDA multiple of 1,333.29 and an EV/FCF ratio of 47.76.

EV / Sales8.82
EV / EBITDA1,333.29
EV / EBITN/A
EV / FCF47.76

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity178.90
Debt / EBITDA912.94
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)13.09
Return on Assets (ROA)1.33
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, Merchants Bancorp has paid 53.97M in income taxes, reflecting an effective tax rate of 16.73.

Income Tax53.97M
Effective Tax Rate16.73

Stock Price Statistics

Merchants Bancorp's stock has gained approximately 60.51188% over the past 52 weeks. The 50-day moving average sits at 51.70, while the 200-day moving average is 44.42.

Beta (5Y)N/A
52-Week Price Change60.51188%
50-Day Moving Average51.70
200-Day Moving Average44.42
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, Merchants Bancorp generated 709.19M in revenue and converted that into 268.59M in net income, yielding earnings per share of 5.84.

Revenue709.19M
Gross ProfitN/A
Operating IncomeN/A
Pretax Income322.56M
Net Income268.59M
EBITDA4.69M
EBITN/A
Earnings Per Share (EPS)5.84

Balance Sheet

Merchants Bancorp holds 876.31M in cash and equivalents against 4.28B in total debt, resulting in a net debt position of 3.97B.

Cash & Cash Equivalents876.31M
Total Debt4.28B
Net Debt3.97B
Equity (Book Value)1.84B
Book Value Per Share40.11
Working CapitalN/A

Cash Flow

Merchants Bancorp produced -752.15M in operating cash flow over the past twelve months. After subtracting -27.71M in capital expenditures, free cash flow totaled -779.85M - equivalent to -16.99 per share.

Operating Cash Flow-752.15M
Capital Expenditures-27.71M
Free Cash Flow-779.85M
FCF Per Share-16.99

Margins

Merchants Bancorp operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin45.48
Profit Margin37.87
EBITDA Margin0.66

Dividends & Yields

The company's payout ratio of 8.48 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share1.31
Dividend YieldN/A
Payout Ratio8.48
Shareholder Yield-73.68
FCF Yield-31.51

Stock Splits

Merchants Bancorp's most recent stock split took place on January 18, 2022 with a 2:3 split ratio.

Last Split Date1/18/2022
Split Ratio2:3

Scores

Merchants Bancorp posts an Altman Z-Score of 0.21, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.21