MetroCity Bankshares, Inc.
NASDAQ Global SelectTotal Valuation
MetroCity Bankshares, Inc. carries a market capitalization of 1.01B, placing it among publicly traded companies globally. Its enterprise value stands at 1.15B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 1.01B |
| Enterprise Value | 1.15B |
Share Statistics
MetroCity Bankshares, Inc. currently has 28.78M shares outstanding.
| Shares Outstanding | 28.78M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
MetroCity Bankshares, Inc. trades at a trailing price-to-earnings ratio of 12.31. The price-to-sales ratio is 5.46, and the price-to-book ratio stands at 1.82.
| PE Ratio | 12.31 |
| PS Ratio | 5.46 |
| PB Ratio | 1.82 |
| P/TBV Ratio | 2.07 |
| P/FCF Ratio | 12.02 |
| P/OCF Ratio | 11.98 |
Enterprise Valuation
On an enterprise value basis, MetroCity Bankshares, Inc. trades at an EV/EBITDA multiple of 1,105.60 and an EV/FCF ratio of 13.93.
| EV / Sales | 6.38 |
| EV / EBITDA | 1,105.60 |
| EV / EBIT | N/A |
| EV / FCF | 13.93 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 68.53 |
| Debt / EBITDA | 374.16 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 15.91 |
| Return on Assets (ROA) | 1.96 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, MetroCity Bankshares, Inc. has paid 27.95M in income taxes, reflecting an effective tax rate of 25.92.
| Income Tax | 27.95M |
| Effective Tax Rate | 25.92 |
Stock Price Statistics
MetroCity Bankshares, Inc.'s stock has gained approximately 23.86961% over the past 52 weeks. The 50-day moving average sits at 35.53, while the 200-day moving average is 30.61.
| Beta (5Y) | N/A |
| 52-Week Price Change | 23.86961% |
| 50-Day Moving Average | 35.53 |
| 200-Day Moving Average | 30.61 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, MetroCity Bankshares, Inc. generated 180.14M in revenue and converted that into 79.85M in net income, yielding earnings per share of 2.89.
| Revenue | 180.14M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 107.80M |
| Net Income | 79.85M |
| EBITDA | 1.04M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 2.89 |
Balance Sheet
MetroCity Bankshares, Inc. holds 272.27M in cash and equivalents against 389.13M in total debt, resulting in a net debt position of 120.63M.
| Cash & Cash Equivalents | 272.27M |
| Total Debt | 389.13M |
| Net Debt | 120.63M |
| Equity (Book Value) | 567.85M |
| Book Value Per Share | 19.73 |
| Working Capital | N/A |
Cash Flow
MetroCity Bankshares, Inc. produced 82.07M in operating cash flow over the past twelve months. After subtracting -486,000.00 in capital expenditures, free cash flow totaled 81.58M - equivalent to 2.98 per share.
| Operating Cash Flow | 82.07M |
| Capital Expenditures | -486,000.00 |
| Free Cash Flow | 81.58M |
| FCF Per Share | 2.98 |
Margins
MetroCity Bankshares, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 59.84 |
| Profit Margin | 44.33 |
| EBITDA Margin | 0.58 |
Dividends & Yields
The company's payout ratio of 35.96 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 1.05 |
| Dividend Yield | N/A |
| Payout Ratio | 35.96 |
| Shareholder Yield | 32.16 |
| FCF Yield | 8.32 |
Stock Splits
MetroCity Bankshares, Inc.'s most recent stock split took place on September 3, 2019 with a 1:2 split ratio.
| Last Split Date | 9/3/2019 |
| Split Ratio | 1:2 |
Scores
MetroCity Bankshares, Inc. posts an Altman Z-Score of 0.33, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.33 |