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Mediobanca Banca di Credito Finanziario S.p.A.

Mediobanca Banca di Credito Finanziario S.p.A.

MDIBY
Mediobanca Banca di Credito Finanziario S.p.A.US flagOther OTC
30.62
USD
+0.60
- -
24.87BMarket Cap
Mediobanca Banca di Credito Finanziario S.p.A.
MDIBY
(Other OTC)

Recent

price

30.62

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
2.01
2.03
1.83
1.81
1.86
2.29
2.27
2.31
2.5
2.61
2.7
3
3
3.46
3.93
- -
2.16
Revenue per Share
0.48
0.44
0.1
-0.21
0.55
0.7
0.71
0.88
0.98
0.94
0.7
0.94
1.08
1.22
1.54
1.64
0.71
Basic EPS, GAAP
0.1
0.53
0.19
0.03
0.13
-0.43
0.91
1.13
0.4
-0.01
3.36
-0.17
6.06
-3.85
0.43
- -
- -
Free Cash Flow per Basic Share
- -
0.17
0.17
0.05
- -
0.15
0.25
0.27
0.36
0.47
0.47
- -
0.69
0.75
1.39
- -
- -
Dividend per Share
1
0.95
0.61
0.3
1.06
1.21
1.22
1.39
1.49
1.45
1.21
1.45
1.61
1.75
2.08
1.64
1.22
Book Value per Share
7.66
7.81
7.33
7.74
8.91
9.98
9.96
10.11
10.25
10.32
10.37
12.01
11.81
12.65
12.34
14.03
9.95
Tangible Book Value per Share
834
844
844
844
845
847
850
854
878
872
861
862
839
841
827
811
851
Basic Weighted Avg Shares
1,678
1,717
1,542
1,529
1,574
1,944
1,925
1,971
2,191
2,273
2,327
2,586
2,514
2,908
3,250
- -
1,838
Sales/Revenue/Turnover
22.04
49.19
13.35
-1.79
31.83
38.94
38.24
46.37
- -
- -
- -
- -
- -
- -
- -
- -
40.06
Operating Margin (%)
40
42
45
41
41
43
40
45
44
44
84
86
87
92
110
105
37
Depreciation Expense
401
369
81
-176
465
590
605
750
864
823
600
808
907
1,026
1,273
1,332
605
Net Income, GAAP
31.06
32.59
60.96
- -
7.92
21.69
17.47
18.79
20.82
23.69
26.2
25.14
21.69
27.71
25.37
25.04
17.47
Effective Tax Rate (%)
23.89
21.47
5.25
-11.52
29.53
30.33
31.4
38.06
39.43
36.21
25.8
31.23
36.08
35.28
39.19
- -
32.9
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
43,489
40,510
35,859
30,729
27,536
24,826
26,967
24,512
24,869
24,163
24,565
22,885
22,746
26,368
33,734
37,914
26,967
LT Debt
6,834
7,028
6,609
6,948
7,943
8,867
8,922
9,192
9,732
9,899
9,740
11,101
10,749
11,430
11,243
11,377
8,922
Total Equity
0.5
1.15
0.18
- -
1.25
1.7
1.73
2.12
- -
- -
- -
- -
- -
- -
- -
- -
1.73
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
64.45
45.21
12.34
-46.01
80.84
61.47
58.6
67.26
69.17
63.95
51.97
70.37
69.72
72.75
79.88
87.33
58.6
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'16
Mar'16
Jun'16
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
855
855
855
Market Capitalization
7,634
5,486
4,523

Working Capital

FRC

•

in mil. unless spec.
Dec'16
Mar'16
Jun'16
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
141
131
348
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2.63%
3.34%
1.19%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
9.86%
17.72%
4.56%
Sales/Revenue/Turnover
- -
- -
- -
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
723
855
809
- -
3,250
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.41
0.31
0.4
- -
1.54
2025
- -
- -
- -
- -
1.64
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1.39
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
Mediobanca Banca di Credito Finanziario S.p.A. (MDIBY) operates as a diversified Italian banking group focused on wealth management, corporate and investment banking, consumer finance, and insurance-principal investing. Founded in 1946 and headquartered in Milan, Italy, the company provides asset management and advisory services to private banking, premier, and high-net-worth clients through Mediobanca Private Banking, CheBanca! (repositioned as Mediobanca Premier in 2024), and Compagnie Monegasque de Banque in Monaco; consumer credit products including personal loans, salary-backed financing, credit cards, and Pagolight buy-now-pay-later solutions via Compass; corporate and investment banking services such as lending, capital markets, advisory, trading, factoring, and credit management, with specialized teams in digital/tech via Arma Partners, energy transition, and markets including CO2 trading and BTP specialist activities; and principal investing primarily through a 13% stake in Assicurazioni Generali. The group maintains operations in Italy and internationally across Europe (including France, Germany, Spain, the UK, Luxembourg, and Monaco) and the US (New York), serving corporate clients, entrepreneurs, affluent individuals, retail customers, and institutional investors. In September 2025, Mediobanca became part of the Banca Monte dei Paschi di Siena S.p.A. group following the completion of a public acquisition and exchange offer for 100% of its shares. Recent strategic developments include the launch of a Frankfurt office in 2025 to expand mid-corporate lending, fundraising exceeding 260 million euros for private credit and equity funds in partnership with Blackstone, Morgan Stanley, and Apollo, co-investments totaling 61 million euros under the Mediobanca-UBS Global Real Estate program, a strategic partnership by Polus Capital with a sovereign wealth fund for special situations strategies, and confirmation of record financial results for the 12 months ended June 30, 2025, with revenues of 3.7 billion euros, net profit of 1.3 billion euros, and extension of the "One Brand-One Culture" plan to 2028 targeting revenue above 4.4 billion euros and net profit of 1.9 billion euros.