M&F Bancorp, Inc.
Other OTCTotal Valuation
M&F Bancorp, Inc. carries a market capitalization of 52.32M, placing it among publicly traded companies globally. Its enterprise value stands at 110.54M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 52.32M |
| Enterprise Value | 110.54M |
Share Statistics
M&F Bancorp, Inc. currently has 1.94M shares outstanding.
| Shares Outstanding | 1.94M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
M&F Bancorp, Inc. trades at a trailing price-to-earnings ratio of 20.55. The price-to-sales ratio is 1.96, and the price-to-book ratio stands at 1.11.
| PE Ratio | 20.55 |
| PS Ratio | 1.96 |
| PB Ratio | 1.11 |
| P/TBV Ratio | 1.28 |
| P/FCF Ratio | N/A |
| P/OCF Ratio | N/A |
Enterprise Valuation
| EV / Sales | 4.68 |
| EV / EBITDA | N/A |
| EV / EBIT | N/A |
| EV / FCF | N/A |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 0.67 |
| Debt / EBITDA | N/A |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 5.47 |
| Return on Assets (ROA) | 1.63 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, M&F Bancorp, Inc. has paid 1.13M in income taxes, reflecting an effective tax rate of 21.16.
| Income Tax | 1.13M |
| Effective Tax Rate | 21.16 |
Stock Price Statistics
M&F Bancorp, Inc.'s stock has gained approximately 50.05556% over the past 52 weeks. The 50-day moving average sits at 25.20, while the 200-day moving average is 21.14.
| Beta (5Y) | N/A |
| 52-Week Price Change | 50.05556% |
| 50-Day Moving Average | 25.20 |
| 200-Day Moving Average | 21.14 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, M&F Bancorp, Inc. generated 23.63M in revenue and converted that into 4.21M in net income, yielding earnings per share of 2.15.
| Revenue | 23.63M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 5.35M |
| Net Income | 4.21M |
| EBITDA | N/A |
| EBIT | N/A |
| Earnings Per Share (EPS) | 2.15 |
Balance Sheet
M&F Bancorp, Inc. holds 33.98M in cash and equivalents against 898,000.00 in total debt, resulting in a net debt position of -33.98M.
| Cash & Cash Equivalents | 33.98M |
| Total Debt | 898,000.00 |
| Net Debt | -33.98M |
| Equity (Book Value) | 41.83M |
| Book Value Per Share | 21.57 |
| Working Capital | N/A |
Margins
M&F Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 22.62 |
| Profit Margin | 17.83 |
| EBITDA Margin | N/A |
Dividends & Yields
The company's payout ratio of -86.96 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | -86.96 |
| Shareholder Yield | N/A |
| FCF Yield | N/A |
Stock Splits
M&F Bancorp, Inc.'s most recent stock split took place on January 11, 2005 with a 1:2 split ratio.
| Last Split Date | 1/11/2005 |
| Split Ratio | 1:2 |
Scores
M&F Bancorp, Inc. posts an Altman Z-Score of 0.21, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.21 |