Synchrony Financial

As of June 30, 2026, Synchrony Financial carries a market capitalization of 21.94B, placing it among publicly traded companies globally. Its enterprise value stands at 21.55B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Synchrony Financial's next confirmed earnings release is scheduled for January 22, 2027.

As of June 30, 2026, Synchrony Financial has 325.00M shares outstanding.

As of June 30, 2026, Synchrony Financial trades at a trailing price-to-earnings ratio of 7.82. The price-to-sales ratio is 1.79, and the price-to-book ratio stands at 1.65.

These figures are as of June 30, 2026. The EV/Sales ratio of 1.64 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Synchrony Financial trades at an EV/FCF ratio of 2.54, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 21.55B versus a market cap of 21.94B, with the gap driven by net debt and cash on the balance sheet.

These figures are as of June 30, 2026.

Over the twelve months ended June 30, 2026, Synchrony Financial posted a return on equity (ROE) of 22.23, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 2.90, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 10.61, useful for judging operating efficiency across full business cycles. The company generates approximately 657,875.48 in revenue per employee across its workforce of 20,000.00, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, Synchrony Financial recorded 959.33M in income tax expense. That works out to an effective tax rate of 23.75, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 4.04B, leaving 3.08B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on October 6, 2026, Synchrony Financial's stock has gained approximately 5.09% over the past 52 weeks. The 50-day moving average sits at 66.64, while the 200-day moving average is 64.30.

Over the twelve months ended June 30, 2026, Synchrony Financial generated 13.16B in revenue and converted that into 3.08B in net income, yielding earnings per share of 8.75.

As of June 30, 2026, Synchrony Financial holds 16.28B in cash and equivalents against 14.38B in total debt, resulting in a net debt position of 209.20M.

Synchrony Financial produced 8.49B in operating cash flow over the twelve months ended June 30, 2026.

These figures cover the twelve months ended June 30, 2026.

Over the twelve months ended June 30, 2026, Synchrony Financial paid dividends of 1.26 per share. The dividend payout ratio of 12.23 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 35.71, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 10.99, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Synchrony Financial shareholders.