M&T Bank Corporation

M&T Bank Corporation

MTB-PJ
M&T Bank CorporationUS flagNew York Stock Exchange
25.98
USD
-0.09
- -
4.00BMarket Cap
M&T Bank Corporation
MTB-PJ
(New York Stock Exchange)

Recent

price

25.98

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Revenue per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
3,401
3,997
4,287
4,555
4,456
4,668
5,296
5,632
5,928
6,192
5,955
5,962
8,013
9,398
9,231
9,632
9,724
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
182
198
205
204
199
175
201
197
179
301
320
324
435
497
508
498
465
Depreciation Expense
736
859
1,029
1,138
1,066
1,080
1,315
1,408
1,918
1,929
1,353
1,859
1,992
2,741
2,588
2,851
2,931
Net Income, GAAP
32.63
29.82
33.69
35.52
35.07
35.53
36.11
39.4
23.53
24.27
23.53
24.28
23.74
24.26
21.81
22.78
22.75
Effective Tax Rate (%)
21.64
21.5
24.01
25
23.93
23.13
24.83
25
32.35
31.16
22.72
31.18
24.86
29.17
28.04
29.6
30.14
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
6,215
5,286
3,208
3,709
7,607
8,755
8,409
7,720
8,036
6,885
4,382
3,485
3,965
8,201
12,605
10,911
11,175
LT Debt
8,358
9,271
10,203
11,306
12,336
16,173
16,487
16,251
15,460
15,717
16,187
17,903
25,318
26,957
29,027
29,177
27,972
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
13.09
14.24
15.64
15.71
13.09
12.18
13.85
13.66
16.9
15.18
9.72
12.64
12.4
15.79
13.34
13.48
13.53
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
2,000
2,100
7,800
LT Borrowings
12,928
10,911
11,175
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
2,394
2,834
2,434
Shares Outstanding
155
152
147
Market Capitalization
- -
- -
- -

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
37,952
39,120
39,497
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
2,000
2,100
7,800
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.7%
13.34%
0.52%
Free Cash Flow
29.79%
54.7%
-16.81%
Net Income, GAAP
12.25%
17.34%
10.16%
Sales/Revenue/Turnover
8%
10.87%
4.34%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,235
2,302
2,332
2,362
9,231
2025
2,306
2,386
2,493
2,437
9,632
2026
2,408
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
M&T Bank Corporation operates as a commercial bank providing a diverse range of financial products and services primarily across the eastern United States. Its core offerings include retail banking services such as checking and savings accounts, consumer and residential lending products, including mortgages and home equity loans, commercial banking services encompassing business loans, lines of credit, equipment financing, and treasury management solutions, as well as institutional services and wealth management through its subsidiary Wilmington Trust. The company supports digital banking through mobile apps and online platforms serving millions of active digital users with features such as mobile deposits, bill pay, and digital wallet integration. Founded in 1856 and headquartered in Buffalo, New York, M&T Bank operates with a significant branch and ATM network spanning the northeastern U.S. its geographic focus. Recent major developments include a strategic reinvestment plan committing $43 billion in loans and community investments over five years targeting low- and moderate-income neighborhoods across its expanded footprint following the 2022 acquisition of People’s United Financial. M&T Bank reported increased noninterest income in 2025 driven by residential mortgage banking revenue growth, trust income, and gains from sales of an out-of-footprint loan portfolio and a subsidiary specializing in institutional services. The bank also continues to invest heavily in technology, allocating $50 million in 2024 to enhance digital banking platforms and cybersecurity capabilities. Additionally, Wilmington Trust has embraced fintech innovation through a partnership with AccessFintech, automating private credit lifecycle management to improve operational efficiency. M&T Bank targets individual, commercial, and institutional clients, maintaining a particularly strong presence in New England and mid-Atlantic regions. It remains active in exploring potential acquisitions to expand market share, with a strategic emphasis on serving communities while enhancing banking capabilities. Its business segments include commercial banking, retail banking, and wealth and institutional services, operating through subsidiaries like Wilmington Trust to offer expanded financial solutions nationally and abroad. The bank's commitment to community development and technology innovation underscores its dual focus on growth and social impact within the financial sector.