MGIC Investment Corporation

MGIC Investment Corporation

27.74
USD
+0.43
(+1.57%)
3.20EPS
8.74P/E
5.96BMarket Cap
Nov 04Next Earn

Total Valuation

USD

As of June 30, 2026, MGIC Investment Corporation carries a market capitalization of 5.96B, placing it among publicly traded companies globally. Its enterprise value stands at 702.56M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap5.96B
Enterprise Value702.56M

Important Dates

MGIC Investment Corporation's next confirmed earnings release is scheduled for November 4, 2026.

Earnings Date11/4/2026

Share Statistics

As of June 30, 2026, MGIC Investment Corporation has 211.49M shares outstanding.

Shares Outstanding211.49M

Valuation Ratios

As of June 30, 2026, MGIC Investment Corporation trades at a trailing price-to-earnings ratio of 8.74. The price-to-sales ratio is 5.18, and the price-to-book ratio stands at 1.19.

PE Ratio8.74
PS Ratio5.18
PB Ratio1.19
P/TBV Ratio1.19
P/FCF Ratio8.83
P/OCF Ratio8.74

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 0.59 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. MGIC Investment Corporation trades at an EV/FCF ratio of 0.96, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 702.56M versus a market cap of 5.96B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales0.59
EV / FCF0.96

Financial Position

These figures are as of June 30, 2026.

Debt / Equity12.90

Financial Efficiency

USD

Over the twelve months ended June 30, 2026, MGIC Investment Corporation posted a return on equity (ROE) of 13.92, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 10.83, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 12.85, useful for judging operating efficiency across full business cycles. The company generates approximately 2.19M in revenue per employee across its workforce of 545.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)13.92
Return on Assets (ROA)10.83
Return on Capital Employed (ROCE)12.85
Revenue Per Employee2.19M
Employee Count545.25

Taxes

USD

Over the twelve months ended June 30, 2026, MGIC Investment Corporation recorded 176.67M in income tax expense. That works out to an effective tax rate of 19.97, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 884.52M, leaving 707.85M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax176.67M
Effective Tax Rate19.97

Stock Price Statistics

USD

As of the close on October 22, 2026, MGIC Investment Corporation's stock has gained approximately 1.39% over the past 52 weeks. The 50-day moving average sits at 29.31, while the 200-day moving average is 27.72.

52-Week Price Change1.39%
50-Day Moving Average29.31
200-Day Moving Average27.72

Income Statement

USD

Over the twelve months ended June 30, 2026, MGIC Investment Corporation generated 1.20B in revenue and converted that into 707.85M in net income, yielding earnings per share of 3.20.

Revenue1.20B
Pretax Income884.52M
Net Income707.85M
Earnings Per Share (EPS)3.20

Balance Sheet

USD

As of June 30, 2026, MGIC Investment Corporation holds 5.91B in cash and equivalents against 646.87M in total debt, resulting in a net debt position of 439.60M.

Cash & Cash Equivalents5.91B
Total Debt646.87M
Net Debt439.60M
Equity (Book Value)5.01B
Book Value Per Share23.70

Cash Flow

USD

MGIC Investment Corporation produced 708.02M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -1.54M in capital expenditures, free cash flow totaled 706.48M - equivalent to 3.22 per share.

Operating Cash Flow708.02M
Capital Expenditures-1.54M
Free Cash Flow706.48M
FCF Per Share3.22

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin73.98
Profit Margin59.20

Dividends & Yields

USD

Over the twelve months ended June 30, 2026, MGIC Investment Corporation paid dividends of 0.61 per share. The dividend payout ratio of 19.02 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 11.32, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 15.28, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to MGIC Investment Corporation shareholders.

Dividend Per Share0.61
Payout Ratio19.02
Shareholder Yield15.28
FCF Yield11.32

Stock Splits

MGIC Investment Corporation's most recent stock split took place on June 3, 1997 with a 1:2 split ratio.

Last Split Date6/3/1997
Split Ratio1:2