Guidewire Software, Inc.

As of July 31, 2026, Guidewire Software, Inc. carries a market capitalization of 11.08B, placing it among publicly traded companies globally. Its enterprise value stands at 11.05B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Guidewire Software, Inc.'s next confirmed earnings release is scheduled for December 3, 2026.

As of July 31, 2026, Guidewire Software, Inc. has 81.99M shares outstanding.

As of July 31, 2026, Guidewire Software, Inc. trades at a trailing price-to-earnings ratio of 94.20. The price-to-sales ratio is 8.89, and the price-to-book ratio stands at 10.70.

As of July 31, 2026, Guidewire Software, Inc. trades at an EV/EBITDA multiple of 71.64 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 8.64 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 85.01 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses. Guidewire Software, Inc. trades at an EV/FCF ratio of 32.75, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 11.05B versus a market cap of 11.08B, with the gap driven by net debt and cash on the balance sheet.

As of July 31, 2026, Guidewire Software, Inc. maintains a current ratio of 1.79, meaning it holds 1.8x the short-term assets needed to cover near-term liabilities. The debt-to-equity ratio is 59.90, indicating elevated leverage, while an interest coverage ratio of 13.35 demonstrates strong ability to service its debt obligations.

Over the twelve months ended July 31, 2026, Guidewire Software, Inc. posted a return on equity (ROE) of 10.51, showing how much profit the company earns on every dollar of shareholder capital. Return on invested capital (ROIC) comes in at 6.21 - the clearest signal of whether the business earns more on its capital than that capital costs, and the core measure of a durable competitive advantage. Return on assets (ROA) stands at 5.26, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 7.38, useful for judging operating efficiency across full business cycles. The company generates approximately 330,389.88 in revenue per employee across its workforce of 3,872.50, a quick read on workforce productivity versus industry peers.

Over the twelve months ended July 31, 2026, Guidewire Software, Inc. recorded 21.54M in income tax expense. That works out to an effective tax rate of 15.13, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 142.32M, leaving 120.79M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on October 22, 2026, Guidewire Software, Inc.'s stock has declined approximately 25.56% over the past 52 weeks. The 50-day moving average sits at 145.58, while the 200-day moving average is 127.97.

Over the twelve months ended July 31, 2026, Guidewire Software, Inc. generated 1.28B in revenue and converted that into 120.79M in net income, yielding earnings per share of 1.42. EBITDA reached 154.21M, while operating income came in at 129.97M.

As of July 31, 2026, Guidewire Software, Inc. holds 653.06M in cash and equivalents against 620.04M in total debt, resulting in a net debt position of 264.68M. Total book value stands at 1.04B, with working capital of 453.09M providing operational flexibility.

Guidewire Software, Inc. produced 337.96M in operating cash flow over the twelve months ended July 31, 2026. After subtracting -10.45M in capital expenditures, free cash flow totaled 327.51M - equivalent to 3.89 per share.

Over the twelve months ended July 31, 2026, Guidewire Software, Inc. posted a gross margin of 64.21, reflecting its pricing power and cost economics. The operating margin of 10.16 and net profit margin of 9.44 provide insight into operational efficiency.

These figures cover the twelve months ended July 31, 2026. Free cash flow yield stands at 2.84, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 4.53, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Guidewire Software, Inc. shareholders.

As of July 31, 2026, Guidewire Software, Inc. has an Altman Z-Score of 6.09, well above the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.