Sezzle Inc.

Sezzle Inc.

119.75
EUR
+4.45
(+3.86%)
4.02EPS
35.68P/E
5.01BMarket Cap
Nov 04Next Earn

Total Valuation

EUR

As of June 30, 2026, Sezzle Inc. carries a market capitalization of 5.01B, placing it among publicly traded companies globally. Its enterprise value stands at 5.05B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap5.01B
Enterprise Value5.05B

Important Dates

Sezzle Inc.'s next confirmed earnings release is scheduled for November 4, 2026.

Earnings Date11/4/2026

Share Statistics

As of June 30, 2026, Sezzle Inc. has 33.67M shares outstanding.

Shares Outstanding33.67M

Valuation Ratios

As of June 30, 2026, Sezzle Inc. trades at a trailing price-to-earnings ratio of 35.68. The price-to-sales ratio is 10.83, and the price-to-book ratio stands at 24.58.

PE Ratio35.68
PS Ratio10.83
PB Ratio24.58
P/TBV Ratio24.58
P/FCF Ratio22.00
P/OCF Ratio20.90

Enterprise Valuation

As of June 30, 2026, Sezzle Inc. trades at an EV/EBITDA multiple of 26.65 - the valuation measure that neutralizes differences in capital structure, tax rates, and depreciation policy, making it the standard yardstick for comparing companies across an industry. The EV/Sales ratio of 10.85 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. Its EV/EBIT multiple of 26.86 values the business against core operating earnings after depreciation, a stricter test than EV/EBITDA for capital-intensive businesses. Sezzle Inc. trades at an EV/FCF ratio of 21.22, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 5.05B versus a market cap of 5.01B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales10.85
EV / EBITDA26.65
EV / EBIT26.86
EV / FCF21.22

Financial Position

As of June 30, 2026, Sezzle Inc. maintains a current ratio of 4.02, meaning it holds 4.0x the short-term assets needed to cover near-term liabilities.

Current Ratio4.02
Quick Ratio3.84
Debt / Equity52.42
Debt / EBITDA0.56

Financial Efficiency

EUR

Over the twelve months ended June 30, 2026, Sezzle Inc. posted a return on equity (ROE) of 88.85, showing how much profit the company earns on every dollar of shareholder capital. Return on invested capital (ROIC) comes in at 55.96 - the clearest signal of whether the business earns more on its capital than that capital costs, and the core measure of a durable competitive advantage. Return on assets (ROA) stands at 40.01, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 52.34, useful for judging operating efficiency across full business cycles. The company generates approximately 1.84M in revenue per employee across its workforce of 252.75, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)88.85
Return on Assets (ROA)40.01
Return on Invested Capital (ROIC)55.96
Return on Capital Employed (ROCE)52.34
Revenue Per Employee1.84M
Employee Count252.75

Taxes

EUR

Over the twelve months ended June 30, 2026, Sezzle Inc. recorded 34.56M in income tax expense. That works out to an effective tax rate of 19.65, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 175.86M, leaving 141.30M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax34.56M
Effective Tax Rate19.65

Stock Price Statistics

EUR

As of the close on October 22, 2026, Sezzle Inc.'s stock has gained approximately 85.95% over the past 52 weeks. The 50-day moving average sits at 104.14, while the 200-day moving average is 93.36.

52-Week Price Change85.95%
50-Day Moving Average104.14
200-Day Moving Average93.36

Income Statement

EUR

Over the twelve months ended June 30, 2026, Sezzle Inc. generated 465.56M in revenue and converted that into 141.30M in net income, yielding earnings per share of 4.02. EBITDA reached 189.50M, while operating income came in at 175.88M.

Revenue465.56M
Gross Profit336.88M
Operating Income175.88M
Pretax Income175.86M
Net Income141.30M
EBITDA189.50M
EBIT188.02M
Earnings Per Share (EPS)4.02

Balance Sheet

EUR

As of June 30, 2026, Sezzle Inc. holds 69.81M in cash and equivalents against 106.89M in total debt, resulting in a net debt position of 36.56M. Total book value stands at 203.92M, with working capital of 268.45M providing operational flexibility.

Cash & Cash Equivalents69.81M
Total Debt106.89M
Net Debt36.56M
Equity (Book Value)203.92M
Book Value Per Share6.06
Working Capital268.45M

Cash Flow

EUR

Sezzle Inc. produced 241.23M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -3.24M in capital expenditures, free cash flow totaled 237.99M - equivalent to 7.03 per share.

Operating Cash Flow241.23M
Capital Expenditures-3.24M
Free Cash Flow237.99M
FCF Per Share7.03

Margins

Over the twelve months ended June 30, 2026, Sezzle Inc. posted a gross margin of 72.36, reflecting its pricing power and cost economics. The operating margin of 37.78 and net profit margin of 30.35 provide insight into operational efficiency.

Gross Margin72.36
Operating Margin37.78
Pretax Margin37.77
Profit Margin30.35
EBITDA Margin40.70

Dividends & Yields

These figures cover the twelve months ended June 30, 2026. Free cash flow yield stands at 4.55, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 1.32, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Sezzle Inc. shareholders.

Shareholder Yield1.32
FCF Yield4.55

Stock Splits

Sezzle Inc.'s most recent stock split took place on March 31, 2025 with a 4:25 split ratio.

Last Split Date3/31/2025
Split Ratio4:25

Scores

As of June 30, 2026, Sezzle Inc. has an Altman Z-Score of 19.00, well above the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score19.00