SLM Corporation

SLM Corporation

20.20
EUR
+0.50
(+2.54%)
3.20EPS
7.23P/E
4.32BMarket Cap
Oct 22Next Earn

Total Valuation

EUR

As of June 30, 2026, SLM Corp carries a market capitalization of 4.32B, placing it among publicly traded companies globally. Its enterprise value stands at 4.70B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap4.32B
Enterprise Value4.70B

Important Dates

SLM Corp's next confirmed earnings release is scheduled for October 22, 2026.

Earnings Date10/22/2026

Share Statistics

As of June 30, 2026, SLM Corp has 188.00M shares outstanding.

Shares Outstanding188.00M

Valuation Ratios

As of June 30, 2026, SLM Corp trades at a trailing price-to-earnings ratio of 7.23. The price-to-sales ratio is 2.66, and the price-to-book ratio stands at 2.22.

PE Ratio7.23
PS Ratio2.66
PB Ratio2.22
P/TBV Ratio2.28
P/FCF Ratio-16.27
P/OCF Ratio-16.04

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 2.74 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 4.70B versus a market cap of 4.32B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales2.74

Financial Position

These figures are as of June 30, 2026.

Debt / Equity236.16

Financial Efficiency

EUR

Over the twelve months ended June 30, 2026, SLM Corp posted a return on equity (ROE) of 33.15, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 2.53, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 8.60, useful for judging operating efficiency across full business cycles. The company generates approximately 970,515.42 in revenue per employee across its workforce of 1,768.50, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)33.15
Return on Assets (ROA)2.53
Return on Capital Employed (ROCE)8.60
Revenue Per Employee970,515.42
Employee Count1,768.50

Taxes

EUR

Over the twelve months ended June 30, 2026, SLM Corp recorded 216.30M in income tax expense. That works out to an effective tax rate of 25.15, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 860.09M, leaving 643.80M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax216.30M
Effective Tax Rate25.15

Stock Price Statistics

EUR

As of the close on October 22, 2026, SLM Corp's stock has declined approximately 12.17% over the past 52 weeks. The 50-day moving average sits at 21.60, while the 200-day moving average is 20.56.

52-Week Price Change-12.17%
50-Day Moving Average21.60
200-Day Moving Average20.56

Income Statement

EUR

Over the twelve months ended June 30, 2026, SLM Corp generated 1.72B in revenue and converted that into 643.80M in net income, yielding earnings per share of 3.20.

Revenue1.72B
Pretax Income860.09M
Net Income643.80M
Earnings Per Share (EPS)3.20

Balance Sheet

EUR

As of June 30, 2026, SLM Corp holds 4.96B in cash and equivalents against 5.12B in total debt, resulting in a net debt position of 1.10B.

Cash & Cash Equivalents4.96B
Total Debt5.12B
Net Debt1.10B
Equity (Book Value)1.95B
Book Value Per Share10.35

Cash Flow

EUR

SLM Corp produced -284.12M in operating cash flow over the twelve months ended June 30, 2026.

Operating Cash Flow-284.12M
Free Cash Flow-284.12M
FCF Per Share-1.43

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin50.11
Profit Margin37.51

Dividends & Yields

EUR

Over the twelve months ended June 30, 2026, SLM Corp paid dividends of 0.52 per share. The dividend payout ratio of 14.32 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield is negative at -6.15: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield reaches 37.47, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to SLM Corp shareholders.

Dividend Per Share0.52
Payout Ratio14.32
Shareholder Yield37.47
FCF Yield-6.15

Stock Splits

SLM Corp's most recent stock split took place on June 23, 2003 with a 1:3 split ratio.

Last Split Date6/23/2003
Split Ratio1:3