Westamerica Bancorporation

As of June 30, 2026, Westamerica Bancorporation carries a market capitalization of 1.19B, placing it among publicly traded companies globally. Its enterprise value stands at -526.89M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Westamerica Bancorporation's next confirmed earnings release is scheduled for January 21, 2027.

As of June 30, 2026, Westamerica Bancorporation has 23.38M shares outstanding.

As of June 30, 2026, Westamerica Bancorporation trades at a trailing price-to-earnings ratio of 13.07. The price-to-sales ratio is 5.75, and the price-to-book ratio stands at 1.60.

These figures are as of June 30, 2026.

Over the twelve months ended June 30, 2026, Westamerica Bancorporation posted a return on equity (ROE) of 12.49, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.91, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 12.19, useful for judging operating efficiency across full business cycles. The company generates approximately 349,566.30 in revenue per employee across its workforce of 630.75, a quick read on workforce productivity versus industry peers.

Over the twelve months ended June 30, 2026, Westamerica Bancorporation recorded 33.42M in income tax expense. That works out to an effective tax rate of 25.62, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 130.41M, leaving 96.99M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

As of the close on July 31, 2026, Westamerica Bancorporation's stock has gained approximately 25.60% over the past 52 weeks. The 50-day moving average sits at 50.83, while the 200-day moving average is 45.04.

Over the twelve months ended June 30, 2026, Westamerica Bancorporation generated 220.49M in revenue and converted that into 96.99M in net income, yielding earnings per share of 3.90.

As of June 30, 2026, Westamerica Bancorporation holds 1.74B in cash and equivalents against 19.43M in total debt, resulting in a net debt position of -264.28M.

Westamerica Bancorporation produced 97.39M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -2.30M in capital expenditures, free cash flow totaled 95.08M - equivalent to 3.83 per share.

These figures cover the twelve months ended June 30, 2026.

Over the twelve months ended June 30, 2026, Westamerica Bancorporation paid dividends of 1.61 per share. The dividend payout ratio of 41.24 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 7.50, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield reaches 9.10, combining dividends paid with share buybacks and debt reduction for a fuller picture of capital returned to Westamerica Bancorporation shareholders.

Westamerica Bancorporation's most recent stock split took place on February 26, 1998 with a 1:3 split ratio.