First Western Financial, Inc.

First Western Financial, Inc.

MYFW
First Western Financial, Inc.US flagNASDAQ
29.05
USD
-0.40
- -
283.68MMarket Cap

Total Valuation

First Western Financial, Inc. carries a market capitalization of 283.68M, placing it among publicly traded companies globally. Its enterprise value stands at 130.34M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap283.68M
Enterprise Value130.34M

Share Statistics

First Western Financial, Inc. currently has 9.77M shares outstanding.

Shares Outstanding9.77M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

First Western Financial, Inc. trades at a trailing price-to-earnings ratio of 16.95. The price-to-sales ratio is 2.94, and the price-to-book ratio stands at 1.12.

PE Ratio16.95
PS Ratio2.94
PB Ratio1.12
P/TBV Ratio1.26
P/FCF Ratio10.38
P/OCF Ratio11.70

Enterprise Valuation

On an enterprise value basis, First Western Financial, Inc. trades at an EV/EBITDA multiple of 50.83 and an EV/FCF ratio of 4.26.

EV / Sales1.23
EV / EBITDA50.83
EV / EBITN/A
EV / FCF4.26

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity28.97
Debt / EBITDA31.70
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)6.84
Return on Assets (ROA)0.59
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, First Western Financial, Inc. has paid 5.47M in income taxes, reflecting an effective tax rate of 22.87.

Income Tax5.47M
Effective Tax Rate22.87

Stock Price Statistics

First Western Financial, Inc.'s stock has gained approximately 27.52414% over the past 52 weeks. The 50-day moving average sits at 30.62, while the 200-day moving average is 28.59.

Beta (5Y)N/A
52-Week Price Change27.52414%
50-Day Moving Average30.62
200-Day Moving Average28.59
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, First Western Financial, Inc. generated 106.14M in revenue and converted that into 18.44M in net income, yielding earnings per share of 1.86.

Revenue106.14M
Gross ProfitN/A
Operating IncomeN/A
Pretax Income23.90M
Net Income18.44M
EBITDA2.56M
EBITN/A
Earnings Per Share (EPS)1.86

Balance Sheet

First Western Financial, Inc. holds 264.50M in cash and equivalents against 81.28M in total debt, resulting in a net debt position of -93.61M.

Cash & Cash Equivalents264.50M
Total Debt81.28M
Net Debt-93.61M
Equity (Book Value)280.59M
Book Value Per Share28.73
Working CapitalN/A

Cash Flow

First Western Financial, Inc. produced 26.71M in operating cash flow over the past twelve months. After subtracting -3.90M in capital expenditures, free cash flow totaled 22.81M - equivalent to 2.34 per share.

Operating Cash Flow26.71M
Capital Expenditures-3.90M
Free Cash Flow22.81M
FCF Per Share2.34

Margins

First Western Financial, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin22.52
Profit Margin17.37
EBITDA Margin2.42

Dividends & Yields

Dividend Per ShareN/A
Dividend YieldN/A
Payout RatioN/A
Shareholder Yield-60.19
FCF Yield9.64

Scores

First Western Financial, Inc. posts an Altman Z-Score of 0.13, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.13